Both credit cards are suitable for overseas shopping. Moreover, all foreign currency transactions on the card (including card consumption, online consumption, cash withdrawal, etc.) are automatically purchased and converted into RMB and recorded in the account, and the 1.5% currency exchange fee is waived.
If the purpose of this card is only for overseas shopping, then you can get any card.
If you want to use it in China, it is recommended to apply for a Global Payment Dragon card, because VISA single-label credit cards may not be accepted at many domestic merchants.
In terms of application conditions, the Global Payment Dragon Card is a platinum-level credit card with relatively high requirements, while the Football World Cup credit card is divided into gold card and platinum card. If you can get a CCB Platinum Card, you can choose any one. If you don’t meet the platinum card application conditions, it is recommended to choose the Football World Cup Dragon Card.
The basic conditions for applying for a CCB credit card are: be between 18 and 70 years old and have full capacity for civil conduct; have a stable career and income, be able to repay principal and interest on time, and have good credit. As for the platinum card, it is aimed at mid-to-high-end customers with higher annual income.
The specific credit limit cannot be determined. The bank will make a comprehensive judgment based on your actual credit status before approving the limit. You will not know until you get the card. The credit limit has little to do with the card type and mainly depends on your personal credit. .
If you have a network shield, you can log in to the CCB credit card homepage to apply online, which is very convenient. If you have some proof of financial resources (such as cars, real estate, large deposits, etc.) that need to be submitted, it is not recommended to apply online. You can directly bring your ID card and these materials to the branch to apply. Sufficient proof of financial resources is helpful for the review. help.