What is the general repayment date for CMB credit cards?

There is a one-to-one correspondence between the billing date and the repayment date of a credit card. The currently provided billing dates and repayment dates are as follows: Several groups:

Bill date 3567891012141516171819202225

Repayment date 21232425262728123456781013

You can also check the repayment date and date through online banking, mobile banking, mobile life or WeChat channels Billing date:

Mobile banking: Log in to mobile banking, click "My → All", slide down to find the credit card section, click "Credit Card", and then click the card icon in the upper right corner to enter "Settings Management → "Customer Management → Customer Comprehensive Inquiry", the interface will display "Monthly Bill Date" and "Repayment Due Date of the Current Period".

Warm reminder: ①The electronic bill will be sent on the second day of the bill date, please check it 1-2 days after the bill date.

②During the epidemic, if you are unable to repay your credit card in full and on time, paying the minimum repayment amount before the due date will not affect your personal credit; can credit card bills and E-loan business If you are applying for an extension, please contact the Credit Card Center for verification. Thank you for your support!

Online banking: After you log in to the public version or professional version, click "Account Management → Account Inquiry" and check the bill date in "Account Information → Monthly Statement Date"; click "Repayment Information → Current Period" "Repayment Due Date" to view the repayment date of the current period.

Pocket Life: After you log in to Palm Life, click "My → Check and Repay → Personal Consumption Card Account". The bill date will be displayed below. Click inside and the repayment date information will be displayed. .

WeChat channel: You can follow the China Merchants Bank Credit Card Center and check the billing date/repayment date through WeChat channel.

(Response time: August 20, 2020, for the latest business changes, please refer to the official website of China Merchants Bank)

China Merchants Bank credit card repayment date and method

The repayment date for a China Merchants Bank credit card is the 18th day from the bill date, that is, if the 5th is the bill day, the last repayment date is the 23rd of the month, and if the 17th is the bill date, the 5th of the next month is the last repayment day ( No distinction is made between big and small months).

The bill date of China Merchants Bank credit card can be set to the 5th, 7th, 10th, 12th, 15th, 17th, 22nd and 25th of each month. You can call the China Merchants Bank credit card customer service hotline Modify your billing date.

The interest-free repayment period starts from the consumption date to the final repayment date. The longest interest-free period for China Merchants Bank credit cards is 50 days and the shortest is 19 days. The interest-free period you enjoy depends on the card consumption date. The length of the period is different. You can enjoy the longest interest-free period if you spend the day after the bill date.

What channels can users use to repay China Merchants Bank credit cards?

China Merchants Bank Credit Card Repayment Time

The due repayment date is the last repayment date of the credit card. After the bill is issued, the payment must be made before the 21st (including the 21st). That's it.

In each bill, the deadline for recorded credit card transactions is called the bill date. The due date for repayment is generally around the 18th day after the bill date (as shown on the bill). The repayment grace period is 3 calendar days after the payment date.

Extended information:

Understand the date on the credit card statement

Billing date: In each statement, the expiration date of the recorded credit card transactions is called the statement date .

Repayment due date: Generally around the 18th day after the bill date (as shown on the bill), 3 natural days after the repayment due date is the repayment grace period, during which the repayment period is The payment does not affect credit reporting.

Transaction date: It is the actual date of each credit card transaction. For example, for a purchase on the 25th, the transaction date is the 25th.

Accounting date: generally the day after the transaction date. For example, the consumption on the 25th will not be recorded until the 26th.

The billing dates of different cardholders may be different. For example, if the billing date is the 25th of each month, then each bill will record all transactions entered from the 26th of the previous month to the 25th of this month. The corresponding final repayment date is the 13th of the following month. Consumption on the 25th is generally not recorded until the 26th, and will be included in the next period's bill. Transactions recorded after the bill date belong to the next period's bill. Transactions that have not been billed can be queried in the online banking account management column.

China Merchants Bank Official Website - Credit Card Questions and Answers

That’s it for the introduction of China Merchants Bank’s credit card repayment date.