After the credit card is overdue, the card swiping function can be restored, but the specific situation depends on the following points:

1. Repayment amount: If the overdue amount is small, the debt can be paid off in time. The bank will usually restore the credit card swiping function. If the overdue amount is large, you will need to wait for a period of time after repayment before you can use your credit card again.

2. Overdue time: The longer the overdue time, the bank may impose stricter restrictions on credit cards. Failure to proactively resolve repayment issues during the overdue period may result in the bank freezing the credit card account, and you need to contact the bank to resolve related issues.

3. Personal credit record: Overdue credit cards will have a negative impact on personal credit record. If delinquency is recorded on one's credit report, it may have a negative impact on future borrowing and credit applications.

In short, although the problem can be solved through repayment after the credit card is overdue and the card swiping function can be restored, overdue credit will have a negative impact on personal credit records. Therefore, to maintain a good credit record, it is recommended to repay your credit card in time to avoid overdue credit cards.

Extended information:

Credit card overdue refers to the situation where the cardholder fails to repay the loan within the agreed time or the repayment amount is insufficient. Overdue repayment will not only affect personal credit records, but may also lead to the following problems: 1. High overdue penalty interest: The bank will calculate penalty interest based on the overdue amount and period. The longer the overdue time and the greater the overdue amount, the higher the penalty interest fee. will also increase accordingly. 2. Credit card is frozen: If the borrower fails to repay the loan for a long period of time, the bank has the right to freeze the credit card account to protect the bank's interests. 3. Negative credit record: Overdue records will be recorded in personal credit reports, which will have a negative impact on future borrowing and credit applications. Therefore, timely repayment is an important part of maintaining a good personal credit record.

The above are based on the current common answers to credit card overdue situations. Specific repayment and card recovery plans need to be determined based on personal circumstances and bank policies. If you have specific questions, it is recommended to consult the credit card issuing bank or relevant professionals.