How to check the credit card statement details of China Everbright Bank
Preparation tools: mobile phone, WeChat APP.
1. Search and follow the official account of "Everbright Bank Credit Card" on WeChat APP.
2. Enter the Everbright Bank Credit Card Official Account, select "Bill Inquiry" in the "Card Service" item, and click to enter.
3. Enter the relevant content according to the prompts on the interface and submit it.
4. Click the "Bill Inquiry" option on the interface and click this option to expand.
5. Just select the bill details you need to query.
How to check the Everbright Bank credit card statement
Credit cards have almost become a must-have toy for salaried workers, and it is very common for everyone to have a few of them. Credit cards are very convenient to use, but many times they are always confused by the statement day. So how do you check the Everbright Bank credit card statement?
1. SMS query: You can use the reserved mobile phone to edit the SMS "last four digits of bill #" to 95595 to query the current bill information.
2. Statement query: China Everbright Bank will send you a statement for each period. You can query the bill details of the current period through the information on the statement.
3. Online banking inquiry: You can log in to the Everbright Bank credit card online banking to inquire about the current period's bill information.
The above is an introduction to the method of querying credit card statements of China Everbright Bank.
How to check the consumption details of China Everbright Bank's credit card
There are many ways to check the details of China Everbright Bank's credit card. Here are some common query methods:
Method 1: Call the Everbright Bank Credit Card Customer Service Center. Cardholders can dial the Everbright Bank Credit Card Phone Number: 4008195595 and transfer to manual service to check your Everbright Bank Credit Card consumption records.
Method 2: You can log in to the Everbright Bank website.
Operating environment: MacBook, macOS (10.15.7) system, Baidu browser, Everbright Bank official website,
Click on the credit card, then click on the credit card to query the Everbright Bank credit card consumption record.
Method 3: Check the card issuance notice: When the credit card center mails you a new credit card, your Everbright Bank credit card consumption record will be clearly marked on the notice.
Method 4: Check your monthly bill: Your Everbright Bank credit card consumption record will be marked on your monthly bill.
Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, transfer settlement , cash deposit and withdrawal and other full or partial functions of the electronic payment card. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard.
Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.
Starting from January 1, 2021, the credit card overdraft interest rate will be determined independently by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of credit card overdraft interest rates will be cancelled. The daily interest rate is 0.7 times 5/10,000).
On May 25, 2021, the Supreme People’s Court issued and implemented the “Regulations of the Supreme People’s Court on Several Issues Concerning the Trial of Bank Card Civil Cases.”
How to check the credit card statement of Everbright Bank
The credit card details can be checked through the following methods:
Online banking or mobile banking;
Call customer service;
Follow the WeChat official account for enquiries;
The bank will generally send an email statement after each bill.
How do you read the Everbright Bank credit card statement?
Nowadays, using credit cards for consumption has become a very common thing, and you have to wait for the credit card bill to be sent every month. So, how to understand complex credit card statements? Next, let me talk about the Jintou Credit Card. How to read the Everbright Bank Credit Card Statement?
1. How to read the Everbright Bank credit card statement
Main content:
1. The name and part of the credit card information;
2. Everbright Bank credit card transaction date: the date each transaction occurs;
3. Accounting date: the amount of each transaction and the date the bill is entered;
4. Transaction description: each transaction The merchant or place where the transaction occurred;
5. The minimum repayment amount of this period: when the full repayment cannot be made, the minimum amount must be paid in order not to affect personal credit;
6. Amount payable in this period: the amount of all transactions that occurred during this accounting period
7. Amount owed in this period: the amount that has not been repaid in this period's bill
8. Arrears in the previous period: the amount that has not been paid off in the previous accounting period.
Other details (exclusive to email bills):
1. Don’t miss the discounts on the bill
There is a "Discount" in the navigation bar above the credit card bill Activities", this column will launch credit card activities with greater discounts for the month. Cardholders should pay more attention, maybe they can get some benefits!
2. There is a way to know the minimum repayment amount
Let me give you an example. For example, although the minimum repayment amount should be 10 of the total amount due, which should be 5.17 yuan, due to the regulations of China Everbright Bank, the minimum repayment amount for a regular card is less than 50 yuan, so it will be charged at 50 yuan. , if the gold card is less than 100 yuan, it will be charged at 100 yuan. If the total repayment is less than 50 yuan/100 yuan, full repayment is required. Cardholders must pay more attention to avoid overdue due to a small amount of money.
3. Negative numbers are repayments, which are consumption
Credit card bills are different from the usual accounting methods. For credit cards, positive numbers are consumption, and negative numbers are consumption. payment. Cardholders, please don’t see that the number is negative and think that your repayment has not been successful.
4. There is a mystery in the small reminder at the end of the bill
Many cardholders selectively block the dense series of small reminders in the bill without even taking a look at it. In fact, some of these tips sometimes include some very practical introductions to credit card functions.
2. How to check the Everbright Bank credit card statement
1. Online query
Cardholders can log in to the Everbright Bank Credit Card Center and select "I want to apply" on the left Use the "I want to check bill" function under the "Card" column. After entering the Everbright Bank credit card statement inquiry page, enter the relevant information to query your Everbright Bank credit card statement.
Note: To use online bill inquiry, you need to use the mobile phone number you reserved in China Everbright Bank to receive the dynamic verification code.
2. Customer service hotline inquiry
You can also call Everbright Bank credit card customer service hotline (4007-888-888) or national customer service hotline (95595), follow the self-service voice prompts or transfer Manual customer service queries your credit card bill information.
3. SMS query
You can also use the mobile phone number reserved at Everbright Bank to edit the text message "the last 4 digits of the bill #", such as: bill #1234, send to 95595, You can check the current payment amount, minimum payment amount, and due payment date of your credit card; you can also send the "last 4 digits of the details #" to check the transaction details of issued bills and unbilled transactions.
4. Statement query
China Everbright Bank will send you a statement for each period. You can check the bill details of the current period through the information on the statement.
The above is the content I introduced to you about "How to read the Everbright Bank credit card statement?" from Jintou Credit Card. I hope this article I compiled will be useful to you. If you want to know more about credit cards, it is recommended to pay attention to Jintou Credit Card!
Disclaimer: The operational suggestions in the article only represent the views of a third party and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Trade accordingly at your own risk.
That’s it for the introduction on how to read Everbright credit card statements.