A credit card with a limit of 3,000 yuan can be swiped at most 3,300 yuan. General bank credit cards can exceed the limit of 10%. Some banks need to pay the overrun fee if they exceed the quota, and some banks have cancelled the overrun fee. Please consult customer service staff or official website for details.

The credit card amount and excess amount must be returned in the current period, otherwise interest will be generated and there will be bad records.

When the consumption amount is greater than the maximum credit card limit, you can apply for a temporary credit card limit of Ping An Bank. You can get a temporary quota through Bank of Communications Mobile Banking, or you can call customer service to handle this business.