Credit card reconciliation refers to an act of checking and adjusting the settlement results (bills) obtained from the consumption records in the cardholder's credit card account. If the cardholder finds that there are calculation errors, money from unknown sources, or consumption records without his authorization, he needs to raise an objection to the bank in time and ask for account reconciliation; At the same time, at the request of the cardholder, the bank should also correct and adjust the problematic items in the statement by inquiring about relevant consumption information and invoices, so as to ensure the consistency of account records and consumption facts.
In fact, account reconciliation is a means to protect consumers' interests, which can not only avoid the wrong payment due to calculation errors, but also prevent criminals from stealing credit cards. Reconciliation is very important for safeguarding consumers' rights and interests. Therefore, cardholders should not only carefully check the bills, but also collect the recorded consumption documents and keep close communication with the banks, so as to deal with the problems on the bills in time and avoid unnecessary economic losses.
In short, credit card reconciliation is not only the protection of consumers' rights and interests, but also the protection of their own economic interests. More information in this area will help you safeguard your own interests and help you manage your credit card account better.