It's not activated. In order to prevent risks, customers are required to go to the counter to reset their passwords and activate their use. The status is only accept and not pay, and you can collect money completely. Not a credit card. In order to safeguard the interests of customers, the regulatory authorities require that no activation be regarded as no use and no charges are allowed. Nothing can be done without an activated credit card. Activation is very simple, because customer verification has been completed when the application is accepted. For example, counters and telephone credit card centers can be easily activated. Credit card activation method:

1. Phone activation: call the bank's customer service number.

2. Counter activation: bring my ID card and bank card to the bank counter to activate;

3. Some bank cards can be activated by depositing cash.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

Extended data:

Therefore, when handling credit cards, we must understand the regulations of relevant banks on inactive cards and cancel unnecessary credit cards in time to avoid unconsciously damaging personal credit. In this era of advanced consumption consciousness, although swiping a card can bring convenience to consumers, it will also have adverse effects if it is used improperly.

After the card is activated, you can spend it by swiping it. You can choose the signature consumption method, and you can spend it directly by swiping your card. The consumption method is password plus signature, and you must receive a password letter before you can use it. There is no cash withdrawal function after the credit card is activated, because the password letter from the bank has not been received yet. After the credit card is activated, the password letter will be sent by registered mail, which will usually be received within 7 working days.

Baidu encyclopedia-credit card