Credit cards can't be used after they expire. However, in order to enable the cardholder to continue to use the card, the bank will notify the cardholder by SMS before the card expires, and then issue a new card to the cardholder about one month before the card expires. After getting a new card, you can activate the card to continue using it, and the information and debts of the old card will be transferred to the new card.

Credit card knowledge 1. Credit cards cannot be used after they expire. Second, the credit card will automatically expire after it expires, but it will not automatically close the account. If you need to close your account, you should call customer service to apply. After applying for cancellation, you can call again to confirm whether to cancel the account 45 days after the registration is officially cancelled.