With the standard VISA/ MasterCard /JCB single-label credit card or double-label credit card above platinum level, the transaction yen is automatically converted into RMB without currency exchange fee.

However, if your card is an ordinary card or a gold card of visa- UnionPay, master card- UnionPay or JCB- UnionPay dual-logo credit card, and you trade Japanese yen through visa, MasterCard or JCB network, it will be converted into USD/Euro, and the bank will charge a currency exchange fee of 1.5%. When repaying, you can choose to purchase foreign exchange through online banking, mobile banking, WeChat or CCB customer service hotline on the same day.

With the online transaction of UnionPay, the traded Japanese yen is also converted into RMB, and there is no currency exchange fee.