Credit cards can't pay for flowers. The essence of flower buds is the same as that of credit cards, and it belongs to a micro-credit business. The only repayment methods supported by Huabai are Alipay balance, Yu 'ebao balance and debit card balance.

Alipay users can use ant flower buds to shop at merchants who accept ant flower buds payment on Taobao and Tmall, and make repayment on the 9th of next month after confirming receipt. The consumption quota is provided by ant micro-loan, which is generally 3000 yuan in January. Flower buds, Tmall staging, Tmall trying before buying, Taobao using before paying, etc. Share a consumption quota, and after repayment, the consumption quota will be restored.

According to the service rules of Ant Flower Garden, the repayment of Ant Flower Garden is limited to non-credit funds such as Alipay account balance, debit card account balance and Yu 'ebao wealth management product share. Lenders have the right to monitor and manage the sources of repayment funds, and have the right to adjust the rules of repayment funds from time to time according to laws, regulations, regulatory policies and other relevant provisions.

The repayment process of ant flower buds is as follows:

The first step is to log in to Alipay and find the ant flower bud. We can see the repayment amount of ant flower buds and know that we can choose to pay by installments. As far as I know, ant flower buds can be repaid in installments of 3, 6, 9, 12 months, and like credit cards, there is a handling fee for each installment.

Step 2: Click the repayment button, enter the repayment amount, and you will jump to the repayment payment method.

The third step is to choose the repayment method. At present, the only repayment methods that Ant Flower Garden can choose are Alipay balance, Yu 'ebao and bank card (debit card), and it is not possible to use credit card to repay Ant Flower Garden.

In fact, the ant flower garden itself is equivalent to a credit card service, with monthly overdraft consumption, repayment next month, and the option of installment. You can think about it, if you overdraw another credit card with one credit card, can you still count it as credit consumption? Therefore, ant flower bud is another credit card specially used for online shopping, or the promotion quota of credit card. As for overdraft repayment by credit card, don't count on it.

Can I return the flowers with my credit card?

Credit cards can't repay the flowers. Flower buds, like credit cards in essence, belong to a micro-credit business. The only repayment methods supported by Huabai are Alipay balance, Yu 'ebao balance and debit card balance.

The only way to pay cash by credit card is to withdraw cash by credit card first, and then pay it back. However, this method requires the cardholder to bear five ten thousandths of the cash withdrawal interest and the cash withdrawal fee every day. It can be said that the cost is high and it is not recommended to do so.

Can the credit card reimburse the expenses?

Credit cards are not allowed to return flowers.

Because credit cards also belong to consumer finance, flower buds just don't have physical cards, so you can't return flowers with credit cards. This situation can be understood as robbing Peter to pay Paul's tx.

Behavior is bad behavior.

Huabai can also support repayment by installments. If you can't pay in one time, you can really choose to repay by installments to reduce your repayment pressure.

Moreover, the current repayment method of Huayuan is also very simple, and it can be operated on mobile phone Alipay:

1. Open Alipay on our mobile phone, find my interface at the bottom, and then click Bai Hua.

2. After entering the flower garden, you will see the amount you should repay in this bill, and click Repay Now.

3. Select immediate repayment, enter the repayment page, click to confirm repayment, select the payment method, enter the Alipay payment password, and the repayment is successful.

Can I pay by credit card?

First, you can't. The repayment of Ant Flower Garden is limited to non-credit funds such as Alipay account balance, debit card account balance and Yu 'ebao wealth management product share.

Second, matters needing attention in flower bud repayment:

1. Express delivery and cartoon deduction of savings cards of Postal Savings Bank are temporarily not supported;

2. By default, automatic deduction is enabled.

3. If the funds in a single channel are enough to pay off the bill, deduct the money in the above order; If a single channel does not have enough funds, the balance and the funds in Yu 'ebao will be deducted first, and the remaining bill amount will not be deducted from the bank card. Example: 200 yuan owes money, the balance is 50 yuan, Yu 'ebao 50 yuan, and the bank card is 100 yuan, so the deduction will deduct the balance and Yu 'ebao 100 yuan.

Extended data

Spent white repayment deduction order:

1. If the user sets the payment order, the payment will be deducted according to the user's payment order (credit card will be skipped);

2. if the user does not set the payment order, it will automatically deduct the balance > debit card shortcut/cartoon (including online merchant bank) > balance treasure (the balance treasure withholding function is required) to repay the unpaid part of the bill.

Resources Alipay Service Hall Bai Hua Repayment