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China Merchants Bank Credit Card has just been opened in Beijing. I want to ask the question of staging.
1. If you want to buy computers at the staging outlets designated by China Merchants Bank (commonly known as shopping malls), you can go to Gome, Suning and other places to buy them. Please refer to Resources for a detailed list. General 12 installment will deduct 2.5% handling fee.

2. Generally, you can buy 1 10,000 ~10.5 million. This only refers to the stage conditions in the shopping mall.

3. The place where computers are specially bought cannot be divided into stages, but it can be divided into stages after swiping the card. The specific method is that you use a credit card to buy a computer first (call China Merchants Bank to increase the temporary quota, which can generally be increased by 30%), and when you swipe your card, you will take up all your quota. For example, if you have a fixed quota of 5000+ 1500 and a temporary quota of 6500, then you can only buy computers below 6500.

After that, when you pay the bill (after the bill date), call the customer service center of China Merchants Bank at 8008205555, and manually press 1 9 to ask for telephone installment, and the handling fee of 7.2% will be deducted (12 months).

4. Evaluate in stages. I suggest you pay in full first, and then pay in installments. It's easier this way

All the handling fees will be deducted when you deduct the first installment. For example, your first payment is 100 yuan, and the handling fee is 72 yuan. You must pay 172 yuan in the first payment. It only recovered to 100 yuan at the beginning of the second phase.

6. Generally, only 12 month installments are allowed, and 24 months are not provided.