According to the regulations of ICBC, cardholders will be fined for overdue repayment. If it is overdue for 1-5 days, the penalty standard is 65438+ 0% of the total amount owed; If the delay exceeds 6 days, the fine will be quickly raised to 5% of the total amount owed. Moreover, the repayment amount must be at least within a certain time before the repayment date, otherwise an additional late fee will be charged. Therefore, in order to avoid unnecessary liquidated damages and late fees, we should try our best to repay on time or pay off all the arrears in advance.