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Who can be a quality credit card customer? The bank account manager said so!
Recently, many people have received a short message like "Congratulations on becoming a quality customer of our bank, and we invite you to apply for a platinum credit card". Maybe you are still complacent after receiving this short message, but have you ever wondered why banks think you are a quality customer and where they get your information? In fact, this kind of short message is an invitation message sent by credit card intermediaries. After applying for a credit card through the links of these short messages, these intermediaries will have a part of the commission, not from the bank. But when it comes to quality customers, when I was with the account manager of a bank, she talked to me about this matter and secretly revealed the bank's evaluation criteria for quality customers of credit cards. Hurry up and compare whether you belong to this group.

? 1. Professional standards for quality credit card customers. Professional standards are the first element of high-quality customers. National civil servants, career planners, lawyers, teachers, doctors, financial personnel, employees of state-owned enterprises, employees of Fortune 5 companies and employees of listed companies all belong to the professional standards of high-quality customers.

? 2. Income standard of credit card quality customers. People who don't meet the professional elements also meet the quality customer standards if their after-tax income is high. In order to meet the income standard of credit card quality customers, according to the current inflation situation, the after-tax income must reach at least 6 yuan, and the higher the income, the better.

? 3. Personal credit record is also one of the standards. Banks like people with good credit records, but they don't like people with pure credit records. Only those who have handled credit products such as bank mortgage, car loan and credit card, and have never been overdue for more than 2 years, can be called quality customers. This reflects that these people have stable jobs, stable incomes and a good sense of repayment.

4. Personal financial resources are the focus of quality customers. The most important thing for many banks to know whether a customer is a high-quality customer is the customer's deposit and financial management in the bank. Those whose personal deposit and financial management funds reach more than 5, yuan can be called high-quality customers. Bank, bank, savings is the guarantee of its survival. If you provide the bank with financial guarantee, it will treat you better.

? 5. People who can bring a lot of benefits to the bank. Often handle credit card consumption installment, bill installment, cash installment, the monthly credit card consumption is more than 1 thousand yuan, and actively participate in various credit card activities held by the bank and other businesses that can bring profits to the bank. These people are all high-quality customers of the bank.

The above are the standards for high-quality credit card customers that the bank account manager secretly revealed to me. High-quality credit card customers can enjoy all kinds of rights and interests of credit loans beyond the card limit. I heard that people who are beautiful have paid attention to me. Please like and share my articles! What do you think of the quality customer standards of credit cards? Please leave a message below to discuss with us.