1, the bank has regulations that you can only apply for a credit card yourself, and you can't find someone else to apply for a credit card. If the bank finds out that I didn't apply for a credit card, it will have doubts about the applicant's credit, which will have a certain impact on the next time you want to apply for a bank credit card. Banks with serious circumstances may even be blacklisted.

2. As a credit card, personal information will be leaked and security will not be guaranteed.