1, application conditions

As long as you have a fixed residence in the issuing bank, a stable income and full capacity for civil conduct, you can apply for a Huinong credit card (personal card). You can apply for supplementary cards for other people with full capacity for civil conduct.

2. Application materials to be provided

Identity information must be provided, and the issuing bank has the right to request one or more credit certificates such as income certificate, work certificate and asset certificate; If the card is opened by way of guarantee, the identity information and guarantee information shall be provided in accordance with the relevant provisions of the guarantee business of Agricultural Bank of China.

Extended data:

Relevant clauses of Jinsui Credit Card Collection Contract (Personal Card)

Party A has the right to decide whether to issue a credit card to Party B, check Party B's credit limit and ask Party B to provide a guarantee when necessary. No matter whether Party A issues a credit card to Party B or not, the relevant materials will not be returned to Party B. Party A will take necessary confidentiality measures for the application materials.

When Party B applies for two or more credit cards from Party A, Party A shall separately verify the credit limit of each credit card by account, and the sum of available credit limits of all credit cards applied by Party B from Party A shall not exceed the approved total credit limit.

If Party A finds that Party B is suspected of providing false information, forging application materials or other illegal situations in any link of credit card acceptance, approval and card collection, Party A has the right to reject the application for card collection or activation by Party B and the supplementary card applicant, or take measures such as reducing the amount, stopping payment and canceling the credit card applied by Party B and the supplementary card applicant.

Baidu Encyclopedia-Agricultural Bank Credit Card

China Agricultural Bank-Jinsui Credit Card Collection Contract (Personal Card)