1. Make a turnover at home first, and then pay back the funds at home to avoid the overdue time getting longer and longer and the debt getting more and more.

2. Communicate with the bank, promise to repay the arrears, apply for partial interest expense reduction and installment repayment, and reasonably reduce your repayment pressure.

3. Work hard, increase income and pay off debts as soon as possible.

4. Don't make any overdraft consumption and loans, so as not to make your economic pressure more and more big, resulting in more and more debts.