However, the basic requirements of the two methods are that the applicant has a fixed residence in the place where the issuing bank is located (generally, the permanent residence of the household registration is the same as the place of application), and the income is stable and above the local average income level. Please consult the relevant staff of ICBC for specific standards.
I. Application for outlets
Applicants are required to submit relatively complete asset certification documents, such as ID card, income certificate, self-owned property vehicle certificate, etc. , and submitted to the industrial and commercial bank of China, the background audit department of the industrial and commercial bank of China for review.
Second, online application
To apply online, the applicant needs to open online banking first, and fill in personal information truthfully in online banking for the background audit department of ICBC to audit. The higher the star rating of customers, the easier it is to approve cards. In principle, customers with more than four stars will approve cards.
The specific operation process of online banking is as follows:
Applicants can use their savings card account to open online banking, enter ICBC official website, enter the card number, login password and verification code, and then enter the user's online banking welcome page, which shows the user's star rating. There is a "Credit Card Service" page on the user's online banking. You can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.
If you still have questions, I suggest you go directly to the business hall of ICBC to consult the relevant staff. I hope my answer will help you more or less.