1. When a person dies, family members are not liable for compensation. However, the property bank belonging to the parties has the right to recover.

2. If it is insurance, it depends on who is the beneficiary of the insurance.

These are all civil cases. When a person dies, he will no longer be investigated for criminal responsibility.

Credit card (English: credit card):

Also called credit card. It is a non-cash transaction payment method and a simple credit service. Credit card is generally a special carrier plastic card with consumer credit, which is 85.60mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, so that they can shop, spend and deposit and withdraw cash from banks. The form is a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back. Credit cards are issued to cardholders by banks or credit card companies according to the credit and financial resources of users. Cardholders do not need to pay cash when using credit cards, but will make repayment on the billing date. 2065438+On April 5, 2006, the central bank issued the Notice of the People's Bank of China on matters related to credit card business, canceling the late payment fee for credit cards, introducing liquidated damages, and prohibiting the collection of over-limit fees. The new regulations came into effect on April 20, 2007.

Main features:

① Credit card is one of the fastest-growing financial services today, and it is an electronic currency that can replace traditional cash circulation in a certain range. ② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers. Credit card is a high-tech product integrating financial business and computer technology. Credit cards can reduce the use of cash and money. ⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security. ⑥ Credit cards can simplify the collection procedures and save social labor. ⑦ Credit cards can promote commodity sales and stimulate social demand.