CCB Installment Pass is not a scam, it is an official product. CCB Credit Card Installment Pass is a cash installment service launched by China Construction Bank. After the user submits the cash installment application and the CCB approves the application, the applicant will be given a certain credit limit, which the user can use in various consumption scenarios. However, it cannot be used for cash withdrawals, transfers and investment activities.
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1. Installment processing method of China Construction Bank
Instalment payment can be processed in the business hall or by mobile phone.
(1) Apply for CCB installment on mobile phone
1. Open the "CCB app" 5.5.9 on the mobile phone desktop and log in.
2. Click "Credit Card" below.
3. Click "Repay in Installments".
4. Click "Bill Installment".
5. Set the installment amount and installment time respectively, and then click "I have read" and "Next".
6. Finally, click "Confirm". You will receive the installment payment notice from CCB in a few minutes.
(2) CCB Installment Pass application process in the business hall:
1. Have the qualifications to apply/handle CCB Installment Pass;
2. Bring your valid personal identity Please wait until any CCB outlet with your ID, credit card and financial proof;
3. Fill out the "CCB Long Card Installment Business Application Form" at the outlet, including the loan amount and number of installments;
4. Authorize China Construction Bank to inquire credit information;
5. Successfully pass the telephone credit investigation return visit;
6. The bank approval is passed, and the applicant receives a phone call and text message notification.
Because it is handled at the counter of a bank branch and requires multiple review processes, the processing speed will not be too fast and usually takes a week.
2. CCB installment repayment methods:
1. Online banking repayment
You can log in to CCB’s online banking m.ccb.com, and then Click to enter the "Credit Card" interface, then click "Credit Card Repayment" and select the CCB credit card that you have applied for cash installment for repayment.
2. Alipay repayment
As people now have Alipay APP on their mobile phones, it is very convenient to use Alipay to repay. After logging in to Alipay APP 10.2.33.8000 , click to enter the "Application Center" and select "Credit Card Repayment" to perform the repayment operation.
3. Mobile banking repayment
You can log in to China Construction Bank's mobile client 5.5.9 on your mobile phone. After logging in, click "Credit Card" on the homepage, and then click "Repayment" ”, and then just perform the repayment operation on the repayment interface.
3. What should I do if my CCB installment plan is overdue?
If the CCB installment plan is overdue, the user can only choose to pay off the overdue debt as soon as possible. If the collection text message sent by CCB requires the user to pay off all the debt at once, the user must pay it according to the requirements of the collection text message. payment. After the CCB installment pass is overdue, the overdue records will be submitted to the credit report. Overdue records in the credit report will cause a bad personal credit report. Users with poor credit will not be able to apply for other credit services in the future, and it will also have a certain negative impact on daily life. Please pay off overdue debts as soon as possible and restore your personal credit as soon as possible.