Legal analysis: The act of illegally holding and keeping other people’s credit cards in large quantities is suspected of obstructing credit card management. The crime of obstructing credit card management refers to violating national credit card management regulations during the issuance and use of credit cards. Among them, acts that hinder the state's management activities of credit cards and disrupt the order of credit card management.

Legal basis: Article 177-1 of the "Criminal Law of the People's Republic of China" Whoever obstructs the management of credit cards under any of the following circumstances shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or a single fine of not less than 10,000 yuan but not more than 100,000 yuan; if the amount is huge or there are other serious circumstances, the person shall be sentenced to fixed-term imprisonment of not less than three years but not more than 10 years, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan:

(1) Knowingly holding and transporting counterfeit credit cards, or knowingly holding and transporting counterfeit blank credit cards in large quantities;

(2) Illegal possession of others Credit cards, in large quantities;

(3) Using false identity certificates to fraudulently obtain credit cards;

(4) Selling, purchasing, or providing forged credit cards to others or using false The credit card was obtained by fraudulent identification.

The crime of stealing, bribing, or illegally providing credit card information. Anyone who steals, bribes, or illegally provides other people's credit card information shall be punished in accordance with the provisions of the preceding paragraph.

Any employee of a bank or other financial institution who takes advantage of his position to commit the crime in Paragraph 2 shall be severely punished.