Lefen Card is a special product for credit card installment business. It uses the UnionPay Gold Card BIN number. There is no distinction between gold and ordinary cards. There is no supplementary card, no annual fee, and the card will not be replaced when it expires. The minimum credit limit for this product is 2,000 yuan and the maximum is 1 million yuan. The specific credit limit should be determined based on the applicant's true needs, credit status and repayment ability; if individual customers really need a credit limit that exceeds the maximum limit, they can apply for an increase according to the existing procedures. Once the Le Point Card is swiped, the card will be frozen.

When your credit card credit limit cannot meet your consumption needs, you can apply to our bank to adjust the temporary or permanent credit limit. Our bank will make adjustments based on your credit status and card usage to allow you to fully Enjoy the convenience of flexible credit limit. Limit adjustment can be applied through our bank's credit card center 4006695599, branch counters, online banking, mobile banking, and WeChat banking.

1. How to adjust the credit card limit in personal online banking:

1. Fashion version users: Log in to the fashion version of online banking, click "Credit Card" -> "Settings" -> "Limit Adjustment" , select temporary quota or permanent quota.

2. Classic version users: After logging in to personal online banking, click "Return to Classic Version" in the upper left corner of the page, click "Credit Card" -> "Account Management" -> "Temporary Limit Adjustment Application" (not supported yet) Application for permanent quota adjustment).

Warm reminder: The temporary quota applied for is valid for up to 2 months, and the system will automatically adjust it to the original quota upon expiration.

Due to the reasons involving cooperative units, the limits of local products such as Jinsui Huitong Card, Wenzhou Merchant Card, Life Music Card, Budget Unit Official Card, Armed Police (Military) Official Card, College Student Card and Suzhou Merchant Card Adjustment of online banking channels does not currently support application.

2. How to adjust the credit card limit in Personal Banking:

Please enter Personal Banking, click "Credit Card - Limit Adjustment", and select the temporary limit or permanent limit.

Warm reminder:

The maximum credit card temporary period is 2 months (the month is automatically added by 2, if you apply in December, the maximum is February 28 or 29 according to leap year rules); The system automatically fills in a maximum of 2 months by default, and you can manually modify it within this range.

3. WeChat Bank Credit Card Limit Inquiry/Adjustment:

Hello, please follow and bind the "Agricultural Bank of China" official account, click "Credit Card - Limit Inquiry/Adjustment" , query or adjust credit card limit.

Warm reminder: Our bank’s WeChat banking only supports temporary credit card credit limit adjustments.