In order to facilitate customers' online credit card consumption and save the cost of issuing cards, many banks have bought virtual cards instead of physical cards. After passing the audit, they can get a set of virtual card numbers, CVV2 and expiration date, and can use mobile payment tools to bind cards for consumption. So, which banks can handle virtual credit cards? Here are four banks for your inventory.

1, E-GO card of Shanghai Pudong Development Bank

The virtual credit card of Shanghai Pudong Development Bank is a personal credit card account, which depends on the existence of a physical card. Free annual fee within the validity period. There are four card organizations, namely UnionPay, MasterCard, VISA and American Express. You can trade online with information such as card number and expiration date, or you can pay with binding functions such as APPLE PAY and China UnionPay Express. Cardholders can customize the use period and quota of virtual cards.

Application conditions: Only physical card customers can apply.

2. China Construction Bank Longka E Payment Card

CCB is an independent virtual credit card dedicated to online consumption, with independent accounts and three card organizations: UnionPay, VISA and MasterCard. It has no specific card level and can turn on or off the trading function at any time. It has the characteristics and rights of "all-network transaction", "all-round guarantee" and "all-currency payment", and is free of annual fee within the validity period of the card.

Application conditions: You can apply without a physical card.

3. Huaxia Electronic Payment Card

Huaxia Bank's first non-physical electronic credit card, with UnionPay version and MasterCard version, is free of annual fee for life, supports WeChat online card processing and real-time transaction, has multi-card number service, and can independently set transaction switch, single transaction limit and single-day cumulative transaction limit.

Application conditions: You can apply without a physical card.

4. Peace without card

Ping An Bank uses the electronic UnionPay single-currency credit card to meet the needs of young people aged 20-35, and the card can be issued as soon as 1 minute. Online and offline consumption can be made by binding UnionPay QR code, UnionPay mobile phone flash payment, or third-party payment such as WeChat and Alipay. The existing card without a card and the personal credit card account under its name share the same amount, billing date and repayment date.

Application conditions: whether there is a physical card or not can be handled.