Why can't I use a credit card if there is a limit?
If the credit card has a limit but you can't swipe it, it is probably caused by the following reasons:
1. The available amount in the card is lower than the transaction amount.
2. The consumption amount exceeds the prescribed limit.
3. The card status is different, such as being frozen or stopped by the bank due to bad behavior such as overdue repayment; Or overdue, loss reporting, etc.
4. There is something wrong with the POS machine, but there is nothing wrong with the card itself.
5, the network is not good, can not receive the signal.
6. The transaction password is wrong.
If it is the first three reasons, it is suggested that the customer change the payment method to pay for the transaction. For example, if the quota is not enough, customers can apply for a temporary quota, or increase the fixed quota in the future. If there are outstanding bills, you can restore the previous consumption quota by paying them off. As for the case of exceeding the limit, it is enough to use it after lifting the limit. Of course, if the card is frozen after the deadline, I am afraid it will not be used for a short time.
And the fourth reason, you can change the POS machine to see, or change the merchant consumption. For the last two reasons, just swipe your card again and try again. Remember to enter the correct password, otherwise the password will be wrong continuously and the card may be locked.
Credit card quota promotion method
1, frequent use of credit cards, so that banks can see that users need the money very much, thus increasing the quota;
2. Repay on time, don't be overdue, and let the bank know that users have repayment ability;
3. Use less minimum repayment amount;
4. Put an end to bad repayment records, repay on time, and there will be no overdue situation.