2. If there is no property execution, it can only be offset by sentencing without repayment.
In fact, credit cards go to jail because they constitute the crime of credit card fraud. Once the credit card is maliciously overdrawn, the crime of credit card fraud will be established and it will face jail. Even if you get out of prison, you still have to pay back the credit card.
At present, the two high courts have raised the standard of malicious overdraft of credit cards from the original 1 10,000 yuan to 50,000 yuan. In other words, if the overdue amount of the credit card is less than 50,000 yuan, you don't need to bear criminal responsibility, and you can avoid jail.
Extended data
If the debtor is temporarily unable to repay, it may be repaid by installments with the consent of the creditor or the judgment of the people's court; The people's court shall make a judgment of compulsory repayment if it has the ability to repay and refuses to repay.
Although a credit card is different from a loan, it is essentially a bank lending you money.
Being investigated for criminal responsibility for the crime of credit card fraud is a punishment for criminal suspects in the Criminal Law of People's Republic of China (PRC). Because the crimes of the relevant provisions stipulated in the criminal law are harmful to society. If a society wants to develop healthily, stably and harmoniously, it must crack down, punish and deter criminal acts.
Therefore, all criminal acts that endanger society, which are found by judicial organs to meet the conditions of prosecution, conviction and investigation of criminal responsibility, will be investigated for corresponding criminal responsibility according to law.
Baidu encyclopedia-credit card repayment