General account funds and credit account funds cannot be transferred internally, and can only be transferred to bank securities with their passbooks or bank cards. Through this account, investors can use stocks as collateral, based on a certain proportion of the total market value of the account assets. Borrow funds from securities companies for investment.

If the market falls and the market value of the stock does not meet the minimum mortgage standard, investors must call for margin or sell the stock. Overdraft accounts in the United States are governed by federal regulations; the Federal Reserve has special regulations on overdraft ratios. Extended information

1. If an investor loses his or her securities account card, he or she can go to the China Securities Registration Shenzhen Branch or its designated securities business office with his/her ID card to go through the procedures for reporting the loss and applying for a new securities account number.

2. If an investor loses his securities account and ID card at the same time, he must present the proof of loss of the ID card issued by the public security agency, the household registration booklet and its copy to handle the loss report and replacement procedures.

3. If an investor entrusts another person to report the loss on his or her behalf, the agent should also present legal notarized documents.

Baidu Encyclopedia-Stock Account