What is the password for Bank of China credit card?

Commonly used passwords for credit cards include telephone inquiry passwords and transaction passwords:

1. Telephone inquiry passwords are the passwords used to verify identity when calling the customer service hotline, redeeming points, or handling business through self-service channels.

2. The credit card transaction password is the password used for ATM inquiries, cash withdrawals, and purchases at merchant POS machines.

The above content is for your reference, please refer to actual business regulations.

What is the credit card inquiry password?

The credit card inquiry password refers to the password that cardholders must enter when entering telephone banking or online banking for inquiry. The password for card swiping is the transaction password. A query password must be set when opening a credit card, but the transaction password can be optionally set. The inquiry password for online banking refers to the password used by corporate customers who do not open personal online banking but use online banking to log in.

1. Domestic card issuing banks usually have two types of query passwords and transaction passwords. To facilitate memory, they are allowed to set the same query password and transaction password, but setting different query passwords and transaction passwords is more beneficial to credit cards. Safety. Credit card inquiry password refers to the password that cardholders must enter when entering telephone banking or online banking for inquiry. Credit cards have two passwords, a transaction password and an inquiry password. A query password must be set when opening a credit card, but a transaction password can be optionally set. 2. There are many ways to set the query password, but the most convenient one is to directly call the credit card service hotline of the card issuer and follow the voice prompts. If not, then transfer to manual customer service and set it up with the help of customer service. 3. If the cardholder forgets to check the password, he can bring his or her ID card to the bank where the account is opened; if the password needs to be changed, the cardholder can change it at the channels designated by the card issuing bank such as ATM machines, telephone banking, and online banking.

1. The credit card inquiry password is a 6-digit password set by the cardholder when opening the card. Log in to the personal online banking website and click login to check the credit card balance or details. At this time, you need to use the query password to query the password. It is a password that is different from the cash withdrawal password set when opening the card.

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But if you change the cash withdrawal password, the query password will not change, it will still be your original password when opening the card.

3. As telephone banking and online banking continue to improve, these self-service channels will provide customers with increasingly convenient services. While customers save time by using these self-service services to complete accounting processing, they must also pay attention to the confidentiality of personal information and protect personal information. Therefore, when activating the card, it is necessary to set the transaction password and query password at the same time to protect the security of the credit card.

What is the login password for a credit card?

The password used to log in to the official website of the Bank of Communications credit card is the query password; credit cards generally have two passwords, and it is best not to set them the same:

1. Inquiry password: used for online banking login or telephone inquiry;

2. Transaction password: used for credit card payment or ATM cash withdrawal (of course, there are also cases where there is no transaction password. (Consumption based on signature only)

What is the initial transaction password of each bank's credit card?

Credit cards generally have two passwords, one is the transaction password and the other is the query password. When swiping the card for consumption, What is often used in the process is the transaction password. So, does each bank have an initial transaction password from the beginning? If not, how to set it up? Let’s take a look below.

1. What is a credit card transaction password?

A credit card transaction password is a password that is used when using a credit card for transactions or cash withdrawals. It generally consists of 6 digits.

Different banks have different regulations. The passwords for many credit cards are not preset. When some credit card holders receive the credit card, the issuing bank will pass the initial transaction password and query password through registration. Notify the cardholder by letter (or other secure means).

2. How to set the credit card transaction password

1. For some credit cards, you can set the transaction password online by logging in to the password management page in online banking or calling the 24-hour customer service shown on the back of the credit card. Hotline, select the Set Credit Card Transaction Password menu, and set your transaction password according to the voice prompts;

2. The transaction password can be modified on the Bank of Communications automatic teller machine (ATM). If the cardholder forgets the transaction password, he or she can call the 24-hour customer service hotline of the Credit Card Center to apply for resetting your credit card transaction password.

Here we take CITIC Credit Card as an example

New CITIC Bank credit cards generally default to signature consumption and do not have an initial password. When opening a new card, you need to set it yourself. Transaction password.

To set a transaction password when opening a CITIC Bank credit card, you can call the customer service hotline (800-999-5558, press keys 1, 5, 3) or set up online banking. The steps are similar.

To set a password or reset a transaction password for the first time, enter or call to inquire about the password, ID number, and the 7-digit number on the signature strip on the back of the I-card to set the transaction password. This transaction password will be used for future use. For consumption password verification or ATM withdrawal.

About credit card passwords: these must be clear

After we get the credit card activated, we will be asked to set a password before we can use it, and many people are not clear about the type of credit card password. I don't know how to set a password either. Here are some common questions about credit card passwords for you. I hope it can help you clear up your doubts. Let’s take a look.

1. How many types of credit card passwords are there?

Common credit card passwords are divided into two types, one is the inquiry password and the other is the transaction password. Different passwords have different uses.

1. Query password: used by customers when making voice calls or logging into online banking. This password cannot be used for any transactions;

2. Transaction password: transaction password is used at ATMs It can be used for machine enquiries, cash withdrawals, and credit card online transactions. It can also generally be used to swipe cards for consumption. However, some banks, such as Ping An Bank, need to activate the consumption password function so that the transaction password can be used as a consumption password.

2. How to set a credit card password?

1. The password is 6 digits. To ensure the security of using the card, please do not use birthdays, multiple consecutive or repeated numbers when setting up, to prevent it from being easily cracked by criminals;

2 , Password setting, unlocking, and resetting are all effective immediately;

3. If there are multiple main cards under your name, you can use one query password, but you must check each card separately. Set the transaction password, which can be set to the same password;

4. The supplementary card can set independent query password and transaction password.

3. Is the credit card password the payment password?

For some banks, the credit card payment password is the transaction password, but some banks need to set a separate payment password. This depends on the bank's regulations.

In short, these are the common problems with credit card passwords. If you encounter other problems and don’t know how to solve them, the best way is to directly call the 24-hour service hotline of the credit card issuer. Transfer to human service for consultation.

This ends the introduction about what a credit card password is and what a credit card service password is. Have you found the information you need?