After activation, you can spend by credit card, pay online and withdraw cash in advance.

There are three ways to activate a credit card:

First, there are hidden cards at the bank counters of outlets, and I need my ID card and credit card when handling them.

Second, the online banking card is opened. If there is an online banking shield, you can set the transaction cash withdrawal password together.

Third, telephone voice self-service card opening, of course, before activation, you will need to enter some personal information to ensure that it is the cardholder himself. If the information input is incorrect, it will be switched to manual card opening.

Extended data:

The People's Bank of China issued the Notice on Matters Related to Credit Card Business on April 5, 20 16, in which new regulations such as overdraft interest rate interval management, cancellation of late payment fee, cancellation of interest-free overdraft period and minimum repayment amount attracted market attention.

The Notice on Matters Related to Credit Card Business cancels the existing provisions on the maximum period, minimum repayment amount and additional conditions of interest-free repayment period of overdraft consumption, which are determined by the card issuer independently according to commercial principles and the needs of cardholders; Cancel the late payment fee, and the card issuer and the cardholder agree on liquidated damages; Cancel the over-limit fee and stipulate that the card issuer shall not charge interest on the service fee.

The current management measures for bank card business stipulate that the longest interest-free repayment period of credit cards is 60 days, and the minimum repayment amount in the first month shall not be less than 10% of the overdraft balance in that month. In this regard, the relevant person in charge of the central bank said that the cancellation of the above restrictions aims to give card issuers more independent decision-making space, and can flexibly combine the interest-free repayment period and the minimum repayment amount according to their own business strategies and the risk level of cardholders, so as to provide cardholders with diversified choices.

In addition, the Notice on Matters Related to Credit Card Business has also improved the cash withdrawal business quota system, and increased the limit for cardholders to handle credit card cash withdrawal business through ATM from the current accumulated 2,000 yuan per card to 1 1,000 yuan per day.

People's Daily Online-New Credit Card Policy Releases to Activate Consumer Finance.