If the applicant is applying for a credit card for the first time, he can only apply for an ordinary card at CCB, and the amount shall not exceed 6,543,800 yuan. In principle, the credit card limit is closely related to the information provided by the applicant. The more detailed the information, the higher the success rate of card processing and the higher the corresponding limit. Moreover, it is difficult for CCB to make a fixed credit card withdrawal, and it is usually necessary to supplement the financial certificate.
If the cardholder does not have another credit card, then consider keeping this card. Because CCB belongs to the four major banks, although the quota is not high, it is better to endorse. And the credit card of any bank will not be very high at first. In order to get the cash withdrawal, the cardholder needs to keep a good habit of using the card and bring some benefits to the bank.
If the cardholder has more than one credit card and the total credit line is already relatively high, it is suggested to abandon CCB with a smaller credit line. On the one hand, reduce your debt ratio, on the other hand, you can control your consumption and avoid impulsive use of cards.
1. The credit card is invalid after it is overdue. How can I pay back the money?
Go to the bank outlet to repay the loan.