In the preliminary examination, the fixed amount will be comprehensively evaluated according to the information attached to your application and your specific situation. Please refer to the evaluation results for the specific amount. The starting point of the credit line (fixed line) of our credit card is RMB11,000 yuan or equivalent, and the upper limit is RMB 50,000 yuan or equivalent. Under normal circumstances, the fixed amount of Puka is 1 1,000 yuan-1 1,000 yuan, and the fixed amount of Gold Card is 1 1,000 yuan-50,000 yuan. Generally speaking, the amount of a platinum card is a fixed amount of 50,000 yuan plus a temporary amount that is voluntarily adjusted for you every month. At this time, you can use the sum of the two parts for credit card consumption. The amount is between 1000-50000 yuan, regardless of the jinpuka.
The temporary credit line is the result of comprehensive evaluation by our system with reference to all aspects of your situation, including whether you repay the loan on time, whether you often use our credit card, the type of consumption and the specific situation of consumption. These are the factors we consider. The success of the application depends on the results of system evaluation.
The temporary limit is valid for a certain period of time, after which it will be automatically restored to the original limit, and you can borrow cash in advance. After the temporary line expires, the used temporary line (exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date. If there is still a temporary limit under the condition of non-maturity/non-repayment, you can apply for adjusting the temporary limit again, subject to the approval of the system. Log in to credit card online banking (popular version and professional version), account management-account limit management-temporary limit adjustment-apply for temporary promotion.