You cannot repay without activating it. You need to activate it before you can repay.
There are usually three ways to activate a credit card:
1. Activating through the counter of the bank where the credit card is located requires personal presence and the original ID card and credit card;
2 .Call the credit card service phone number on the card to activate;
3. Log in to the credit card online banking and activate online.
Service phone activation method:
1. Call the 24-hour customer service hotline shown on the back of the credit card, select the appropriate language, and enter the cardholder's card number and query password;
2. Follow the voice prompts and select the card activation option under the "Credit Card Activation and Password Management" menu;
3. Enter the cardholder's last printed signature in the signature field on the back of the credit card 3 digits, press # key to confirm;
4. Enter the cardholder’s home phone number, press # key to confirm;
5. Enter 6 digits as the cardholder’s transaction Password, press the # key to confirm;
6. Enter the 6-digit transaction password again and press the # key to confirm;
7. The transaction password is set successfully.
How to activate credit card online:
1. First log in to the online banking page of the Bank of Communications credit card and enter the cardholder's card number and query password;
2. Log in Please change the query password in time;
3. When the credit card initial password is successfully changed, please log in to online banking again;
4. After logging in for the second time, please click "Credit Card Activation". Enter the last 3 digits printed on the signature line on the back of the credit card and your home phone number according to the prompts on the page;
5. After successful activation, enter the 6-digit number as the transaction password according to the prompts;
6. If you do not check the "Use password to confirm transaction" function on the application form, you can change the transaction mode to password signature after the setting is completed.