The maximum penalty is imprisonment of not less than three years but not more than seven years. Forged bank accounts with forged official seals and forged bank seals can be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance. Malicious use of forged bank accounts, involving fraud and causing losses to banks, can be sentenced to fixed-term imprisonment of not more than three years or criminal detention or control. If huge losses are caused or the circumstances are especially serious, they may be sentenced to fixed-term imprisonment of not less than three years but not more than seven years.

First, the consequences of doing fake running water were detected by banks.

1. The loan was refused.

If fraud is found, the loan will be refused and entered the blacklist of lending institutions. It will be very difficult to apply in this lending institution or places related to this lending institution in the future.

2. Commit the crime of engraving official seal privately.

Fake bank running water with a fake official seal of the bank is suspected of violating the crime of buying and selling official documents of state organs, enterprises and institutions and the crime of privately engraving official seals of state organs, enterprises and institutions, and criminal responsibility can be investigated.

3. Suspected of fraudulent loans

Second, the way to print bank running water:

1. Bring my valid ID and bank card to the counter of any branch of the bank for printing;

2. Print by self-service inquiry machine at any business outlet of the associated bank;

3. Log in to the personal online banking of the bank for printing.

Legal basis: Article 177th of the Criminal Law of People's Republic of China (PRC) is under any of the following circumstances. Whoever forges or alters financial tickets shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(1) Forging or altering bills of exchange, promissory notes and cheques;

(2) Forging or altering other bank settlement vouchers such as entrusted collection vouchers, remittance vouchers and bank deposit vouchers;

(3) Forging or altering letters of credit or accompanying documents and documents;

(4) Forged credit cards.

If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.