It will usually be the previous quota.
Can the guarantor apply for a credit card after the cancellation of the credit information? To apply for a credit card, you must be at least 18 years old and have a stable income or other economic proof before you can apply for a credit card.
Credit card processing conditions:
The minimum application age stipulated by the bank is 18 years old, and the maximum application age is 60 years old;
Need my second-generation ID card;
A work certificate and income certificate stamped with the financial seal of the unit;
No bad credit record;
Other financial certificates, such as real estate, cars, stocks, bonds, etc.
Materials required to apply for a credit card:
The applicant's identity card;
Bank credit card application form;
Work certificate and income certificate stamped with the financial seal of the unit;
Individual businesses need individual business licenses and tax bills for nearly three months;
Other financial proof: income tax withholding certificate; Copy of self-owned real estate license; Copy of self-owned car driving license.
How long can I apply for a new credit card after cancellation? It usually takes 3 to 12 months. Every bank is different. Manual confirmation is recommended.
Can I cancel my credit card after it is opened? Call the bank customer service and say that you want to cancel. He can cancel it for you after checking your information is correct. If there is an overdraft on the card, you must pay it back first. If not, 45 days later, take your ID card to the bank business hall to cancel the card and collect the rest of the money. If you don't mind the change of this dozen dollars, you don't have to go
Can I cancel my credit card after spending it? Hello,
If you have swiped your card, you can't cancel it.
Satisfied with the answer,
Please adopt,
Thank you.
Can I cancel my credit card after I swipe it? If I want a refund, it's between the cardholder and the merchant. If the merchant is willing to refund, it may return cash or credit card.
Cardholders cannot unilaterally cancel successful transactions. Unless there is a transaction that is not my own, or it is stolen, you can contact the credit card customer service to handle it.
If you swipe the credit card of China Merchants Bank, the bank will cancel it directly without permission. You can contact the merchant to return the funds.
If there is a problem with the service or goods after swiping the credit card, the transaction will be cancelled in the form of a refund after consultation with the merchant. Unless you have questions in the process of enjoying the service or buying goods, and the merchant confirms, you can cancel the transaction on the spot. But if it is an act afterwards, you can ask the merchant for a refund, and then the merchant will return the transaction money to your credit card.
No, there will be a consumption record on the system after the transaction, and it cannot be deleted or cancelled. Repayment should be made on time, so as not to cause overdue.
The overdue credit card is a breach of contract, so it will tarnish personal trust, which is not conducive to the later bank lending business and produce overdue records in the credit report.
Consequences of overdue:
1, bear high penalty interest;
2. Causing legal disputes;
3. Leave a "credit stain" in the national credit information system.
The suggestions are as follows:
1, it must be made up immediately, and a part of the penalty interest must be paid. It is recommended to hand in more, so that the bad records can be cleared temporarily. If the payment is overdue for more than one month, the next repayment shall pay off the monthly payment for two months and the penalty interest for the previous month in one lump sum;
2. If there is no delay in the future, after one year, the computer will eliminate this bad record;
3. The repayment is postponed, but the repayment period will not be postponed, and only a bad record will be left forever;
4. Remember to pay off the previous monthly payment and penalty interest before the repayment period next month.
Can I cancel my credit card application? If it is a CMB credit card, please call the credit card center to cancel it.