How to apply for a rural credit card? Pay attention to these matters

In addition to banks, some rural credit cooperatives have also obtained credit card issuance qualifications and can provide credit card services to rural friends. However, because rural credit cooperatives are relatively niche, the threshold for issuing credit cards may be slightly higher. Gao, let’s take a look at how to apply for a rural credit card.

In fact, whether you apply for a rural credit card from a bank or a credit union, you must meet the basic card application conditions:

1. Be 18 years or older and have full civil capacity;

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2. Have legal and stable sources of income and good credit;

3. The work unit or fixed residence is at the location of the card issuer.

4. Have good credit and no bad credit record.

Those who meet the above conditions can apply to the card issuer with their valid identity documents and relevant information. The relevant information mentioned here includes credit card application forms, income certificates stamped with the official seal of the unit, bank statements, and some financial documents such as real estate and cars.

In addition, if you want to successfully apply for a card, application channels are also a key factor. Many credit unions’ rural credit cards have opened online card application channels and branch card application channels. If you are qualified, there is generally no financial proof. , it is recommended to go to an outlet to apply for a card; if you have good qualifications and strong financial strength, it is recommended to apply directly to a counter outlet.

The above is the relevant introduction to "How to apply for a rural credit card". I hope it will be helpful to everyone. The last thing I want to say is that after submitting an application for a rural credit card, whether the card can be successfully issued is mainly based on the bank's approval results, and manual intervention is impossible. Those online hot-selling intermediaries that unconditionally handle high-value credit cards are not worthy of trust. Most of them are aiming to defraud money and information. In order to avoid being deceived, you must choose formal card application channels to apply for a card.

How to apply for a rural credit cooperative credit card?

How to apply for an Agricultural Bank of China credit card? There are several types of Agricultural Bank of China credit cards:

There are two main ways to apply for an Agricultural Bank of China credit card: online application and application at a business outlet:

1. Online application: Click on the credit card under the personal service section of the Agricultural Bank of China's official website, select the credit card to be applied for, fill in the personal details, confirm that the information is correct and click confirm to submit. If the application passes the bank's review, you can go to Go to the agreed outlet for an interview and get the card.

2. Application at business outlets: You can directly apply for a credit card by providing personal valid ID card, work certificate and other information at the business outlets of Agricultural Bank of China.

The best credit card to apply for is a bank credit card with a high credit limit:

1. Meituan co-branded credit card

Meituan co-branded credit card is a credit card that Meituan cooperates with banks from all over the world and focuses on " A standard credit card product issued with rights and interests in various life consumption scenarios. It combines Meituan’s big data, intelligent model and other advantages with the bank’s accumulated experience and advantages in funds, full-process risks, etc., through “online "Local customers, local life, local finance" are provided with characteristic and differentiated financial services to meet the real needs of users under "lower" consumption scenarios.

The limit of Meituan co-branded credit card is generally 1,000-50,000 yuan, and the maximum limit is 50,000 yuan. (Click to apply online)

Card holders can enjoy the "early adopter privilege" rights of the Meituan platform. The points spent by swiping the card can be automatically converted into Meituan pocket money and used as cash on the platform every day at the standard of 10 yuan/1 pocket money. Within 90 days of card issuance, Meituan will receive an instant discount of RMB 6 on the first payment you make every day.

2. Bohai Bank Credit Card

The Bohai Bank Self-Travel Platinum Card is relatively easy to get approved. The Freedom Card is a travel-themed credit card launched by Bohai Bank. Classic platinum card products mainly customized for those who pursue the ultimate cultural, sports and food experience. After applying for the card, the review result will be available within 30 minutes. If the review is passed, you will receive a text message reminder.

Bohai Bank’s credit card limit: Bohai Bank’s regular card limit is 1,000-10,000, the gold card limit is 10,000-50,000, and the platinum card limit is more than 50,000.

(Click to apply online)

3. Shanghai Pudong Development Bank Credit Card

The Shanghai Pudong Development Bank Credit Card is pretty good. Pudong Development Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank. It enjoys a variety of discounts and can even apply for a photo card for free.

1. Ordinary card level. The initial limit range of Shanghai Pudong Development Bank's general credit card level is generally between 1,000 yuan and 10,000 yuan. (Click to apply online)

2. Gold card level. The initial limit of the gold card of Shanghai Pudong Development Bank Credit Card will be relatively high, generally between 10,000 yuan and 50,000 yuan.

3. Platinum card level. The initial limit of Shanghai Pudong Development Bank's platinum credit card is generally more than 50,000 yuan.

4. High-end platinum card level. High-end Platinum Card, commonly known as Da Platinum. The initial limit of Pudong Development Bank’s high-end Platinum Credit Card is generally more than 100,000 yuan, with a maximum of no more than 500,000 yuan.

How to apply for a credit card from a rural credit cooperative?

1. Rural Credit Cooperative Credit Card Application Conditions:

General application conditions are relatively close, and the actual operation is based on the regulations of each bank. Each card-issuing bank has its own card-issuing standards, which generally include the following:

(1) Be at least 18 years old.

(2) Urban and rural residents who have a fixed occupation and stable income, and their workplace is generally in their permanent residence.

(3) Fill in the application form and sign in the "Applicant's signature" area.

2. Credit card application process:

(1) Fill in the application form.

(2) Give the bank your information and various copies.

(3) The bank sends it to the credit card center.

(4) The credit card center conducts review, card printing and card issuance.

(5) After you get the card, open it and wait for the password letter.

3. Information required for credit union credit card application:

1) Copy of identity document, work certificate, income certificate, etc.

2) If you can also provide bank deposit receipts, real estate certificates, degree certificates, etc., your application approval process will be more convenient and faster.

3) If you have a foreign registered permanent residence, are an overseas personnel applying for a local job, or are an active military officer applying for a credit card in your own name, some card-issuing banks may require you to present a temporary account issued by the local public security department or a relevant Certificate issued by the department (including work certificate).

4) Other conditions required by each card issuing bank.

4. Rural Credit Cooperative Credit Union Credit Card Application Time:

Generally, Rural Credit Cooperative Credit Union Credit Card Application takes about 15-25 days.

How to apply for a rural cooperative bank credit card?

How to apply for a rural cooperative bank credit card?

The process of applying for a credit card at a rural cooperative bank:

Call the bank or go to the bank counter to inform the application intention;

Submit the information required for applying for a credit card to the bank;

Fill out a credit card application;

Wait for the audit to pass and the bank will send the credit card.

Credit card application requires the following procedures:

Personal ID card;

Proof of unit income;

Bank statements for the past six months;

Proof of personal property;

Other information required by the bank.

Can Rural Cooperative Bank credit cards be used to refuel?

As long as the gas station has a UnionPay POS machine, you can swipe the card to refuel.

How to understand the Rural Cooperative Bank credit card statement date

The statement date is the 19th, which means that the total amount of your consumption before this statement date will be calculated for you on the 19th to let you know this issue How much do you want to pay back, just pay it back before the final payment date. Generally, there will be 20 days between the final repayment date and the statement date. The bank will tell you this final repayment date.

Can I apply for a rural cooperative bank credit card?

No matter where you are, credit cards are not available for loans. To apply for a loan, you need to meet the following application conditions

Application conditions:

1. Must be over 18 years old 1 year old Mainland Chinese resident;

2. Have a stable address and work or business location;

3. Have a stable source of income;

4. No bad delinquencies Credit records and loan purposes cannot be used for stock trading, gambling, etc.

5. Other conditions required by the bank.

How to apply for a credit card from a rural cooperative bank?

(1) Credit card application conditions:

1. Be 18 years or older;

2. Urban and rural residents who have a fixed job and stable income, and their workplace is generally in their permanent residence;

3. Fill in the application form and sign the "Applicant's signature".

(2) To apply for a credit card, you need to provide the following information:

1. Photocopy of identity document, work certificate, income certificate, etc.;

2. Provide bank Deposit certificates, real estate certificates, degree certificates, etc.;

3. If you have a foreign household registration, overseas personnel are applying for local jobs, and active military officers apply for credit cards in their own names, some card-issuing banks may require the local public security department to issue Temporary household registration issued or certificate issued by relevant departments (including work certificate).

Can a rural cooperative bank apply for a credit card?

Yes, mine is from a rural cooperative bank!

Can Hunan Rural Cooperative Bank apply for credit cards?

Rural cooperative banks are entities with financial qualifications. Applying for bank cards, including debit cards and credit cards, is the most basic business. Don’t worry, it will definitely be possible, but it generally requires proof of income, etc.

My salary card belongs to Yuhang Rural Cooperative Bank Credit Union, so can I apply for loans and credit cards at Yuhang Rural Cooperative Bank?

Can I apply for loans and credit cards at Yuhang Rural Cooperative Bank? Credit card

Required conditions: proof of identity, proof of income, bank statement, and proof of residence

Mortgage loan: collateral, proof of identity, household register, marriage certificate/single certificate, proof of income, proof of residence

18-year-old ID card with full civil capacity

How to apply for a bank card of China Rural Cooperative Bank

User account opening process:

1. Bring your identity Please provide your ID card and a photocopy of your ID card, and tell the staff to open an account and apply for a bank card.

2. The staff will issue a "Personal Settlement Account Management Agreement", read it, and sign it.

3. Fill out another "Personal Card Application Form" and give it to the bank staff.

4. Then enter the password on the cipher (remember the password).

5. After confirming the password three times, the staff will issue the bank card.

Generally, there is no handling fee for opening a card, but some banks require card production fees and passbook production fees.

Are there any requirements and procedures for applying for a Zhejiang Rural Cooperative Bank credit card?

Go to the local Rural Cooperative Bank, apply in person, and bring your ID card. Then the cooperative bank staff will give you an application form and an income certificate (you need to go back to your work unit and have the accountant fill it out and stamp it). Then just give the application form and unit income certificate to the staff of the cooperative bank. Bank staff will check your credit history and actual situation. If approved, a credit card will be issued.

This ends the introduction on how to apply for a credit card in a rural credit cooperative and how to apply for a credit card in a rural credit cooperative. I wonder if you found the information you need?