The credit card functions are the same, because these two are standard RMB IC credit cards, so you can say that they are exactly the same in daily use and there is no difference.

The only difference is that the card face is different. In addition, the 60th anniversary card has more commemorative meaning, and this card was issued for a limited time, and you can no longer apply for it. The Fortune Wheel card is as stated on their credit card website and has been opened, so carrying it with you has the meaning of praying for good fortune.

Based on this analysis, you can find that there is no problem in using cards. The key is to use whichever card you like.