Many banks’ credit cards offer airport lounge services, but platinum cards are usually the main qualification. Although basic platinum credit cards usually come with this service, it should be noted that many cards do not waive annual fees and may have a limited number of uses. Common banks that provide this service include Bank of China, China Merchants Bank, China Guangfa Bank and China CITIC Bank. Their credit cards are accepted at airports across the country without special terms.

It is worth mentioning that Industrial Bank’s cooperation with airlines also provides cardholders with additional benefits. In addition, some domestic banks have also launched co-branded credit cards with airlines, and users with platinum or diamond levels can enjoy VIP treatment. For example, China Merchants Bank's high-end Golden Sunflower Savings Card, especially the black version, also allows you to enjoy exclusive services at the airport. In general, to use airport lounges, choosing a credit card with appropriate levels and cooperation with airlines is key.