1. Credit card installment payment means that when the cardholder uses a credit card to make large purchases, the bank pays the merchant a one-time payment for the goods (or services) purchased by the cardholder, and then allows the cardholder to The process of repaying money to the bank in installments. The bank will deduct the consumption funds in installments from the cardholder's credit card account based on the cardholder's application, and the cardholder will repay according to the monthly credit amount.

2. Taobao credit card installment payment is an installment payment channel provided by Alipay for merchants that have opened credit card gateway payment in Taobao Market, Taobao Mall (Tmall), Electrical Appliance City, etc. (Method payment is not supported. good deal). Currently the credit card quick payment method is used.

Operation steps for Taobao credit card installment:

1. Select a seller that supports credit card installment and click Buy Now;

2. On the order confirmation page, check Select credit card installment payment;

3. Select the bank, fill in the information to confirm payment (if you do not want to use credit card installment payment, you can select "Do not use installment payment");

4. Select When using installment, the default is 12 installments, and the number of installments, handling fees, rates and the amount of repayment in each installment will also be displayed;

5. Click the drop-down box of the number of installments to modify the number of installments Number of installments;

6. Click on the installment rules and the specific installment rules will be displayed;

7. Enter the payment password to complete the payment.