Time to eliminate the credit blacklist: It usually takes one to three years to eliminate it. According to the law, if the person subjected to execution refuses to perform the execution settlement agreement without justifiable reasons, the time limit for inclusion in the list of people subjected to dishonesty is two years. If the person subjected to execution obstructs or resists execution by violence or threat, or has many acts of dishonesty, it may be extended for one to three years. The people's court may decide to delete the information of dishonesty in advance if the person subjected to the execution of dishonesty actively performs the obligations specified in the effective legal documents or actively corrects the act of dishonesty. It takes five years for the blacklist of credit information to be lifted, and it will always exist after the credit information is overdue, and it will not be displayed in the credit information until five years after the cardholder pays off the arrears. Generally, the credit record will be updated after 5 years, and the credit will return to normal if there is no bad record within 5 years after the credit is paid off. Once the overdue bad records of credit cards are formed, it is impossible to delete the overdue bad records by other means. Correct Ways to Eliminate Bad Credit Records If you want to eliminate bad credit card records entering the credit information system, one way is to refresh the credit records and overwrite the original records, so as to eliminate the negative records and their effects. Therefore, when there is a bad credit card record, never cancel the card, but stick to it and repay it on time, so that the original negative credit record will be overwritten and a good credit record will be formed again, so that it will not have a bad influence on credit behavior.

legal basis: several provisions on publishing the information of the list of people who have been executed in bad faith article 2 if the person who has been executed has the circumstances specified in items 2 to 6 of article 1 of these provisions, the time limit for being included in the list of people who have been executed in bad faith is two years. If the person subjected to execution obstructs or resists execution by means of violence or threats, or if the circumstances are serious or there are many acts of dishonesty, it may be extended for one to three years. The people's court may decide to delete the information of dishonesty in advance if the person subjected to the execution of dishonesty actively performs the obligations specified in the effective legal documents or actively corrects the act of dishonesty.