1. Generally, the credit card limit is reduced because the cardholder has illegal card swiping behavior. For example, the system will reduce the amount of cash withdrawal, overdue repayment and too few credit card purchases. If the number of credit cards decreases due to fewer swipes, the credit card limit will be restored as long as the cardholder swipes frequently in the merchants with points (large supermarkets, shopping malls, convenience stores, etc.). ) within 3 months. If the cardholder's overdue repayment leads to the reduction of the limit, it will take about 3-6 months to recover the arrears. However, if it is illegal to cash out, you must submit relevant certificates to the bank if you want to restore the quota, otherwise it will be difficult to restore it.

2. When the bank's risk control system finds that your account is in an abnormal state. Your credit card will be frozen or debited. If this happens, the credit card limit can be restored after contacting the bank to solve the abnormal state.

There must be a reason for the credit card limit to decrease. In order to solve this problem, the cardholder must first find out the reasons for the credit decline, and then try to improve the credit conditions to meet the credit card withdrawal requirements, so as to restore the credit limit. If we don't find the reason to solve the problem, we will not only be unable to restore the credit line, but also lead to the freezing of credit cards and even affect personal credit information.