How to use Pudong Development Bank credit card swipe funds

The rules for using Pudong Development Bank credit card swipe funds are as follows:

1. Card swipe funds are provided by the Shanghai Pudong Development Bank Credit Card Center to qualified customers. A bonus right granted to Pudong Development Credit Card holders (included into the account of the main card holder), which can be used to offset new related transactions that occur using Pudong Development Credit Card (including the main card or its supplementary card) within the specified validity period. trading principal.

2. The credit card credit in the red envelope is valid for 60 days from the date the user opens the red envelope. The card credit must be used within its validity period. If there is any remaining balance after the validity period, it will be automatically invalidated.

3. The card payment will be deducted from the principal amount of the transaction on the second working day after the new relevant transaction occurs and is recorded in the account. The cardholder still needs to repay the undeducted principal amount. .

4. If the cardholder has multiple credit card charges under the same Pudong Development Bank credit card, the multiple card credit credits can be used cumulatively to deduct the transaction principal of the same transaction, and the validity period will be given priority. More recent credit cards.

Card swiping funds cannot be cashed or transferred, and do not affect the credit limit, available limit, account balance, etc. of the card, and are only used to offset the transaction principal (only used for consumption deductions, excluding cash withdrawals and installments) transactions) and cannot be used to deduct bank fees (including but not limited to interest, handling fees, late fees, etc.) and due repayments.

5. To inquire about the card balance and deduction details, please log in to the online account service on the Pudong Development Credit Card Center website.

The Pudong Development Credit Card Swipe Bonus is a kind of voucher given during the event, which can be directly used for repayment and offset the corresponding amount in the account.

Shanghai Pudong Development Bank (referred to as: Pudong Development Bank or Shanghai Pudong Development Bank) was established with the approval of the People's Bank of China on August 28, 1992, opened on January 9, 1993, and was listed on the Shanghai Stock Exchange in 1999. A national joint-stock commercial bank successfully listed on the stock market (stock trading code: 600000), with its head office in Shanghai.

The total assets of Shanghai Pudong Development Bank increased from 8.75 billion yuan when it was first established in 1993 to 6,091.759 billion yuan at the end of June 2018, an increase of 696 times; operating income increased from 337 million yuan in late 1993 when the bank was founded. It increased to 168.6 billion yuan at the end of 2017, an increase of 500 times; net profit increased from 130 million yuan in 1993 to 54.24 billion yuan in 2017, an increase of 416 times, with an average annual compound growth rate of nearly 30.

How to use Shanghai Pudong Development Bank credit card? It will become clear after reading this guide.

Shanghai Pudong Development Bank often offers various activities such as card swiping bonus rewards, such as introducing customers to apply for a card, or earning card swiping bonuses if you meet certain standards for overseas spending. Many cardholders do not know much about the Pudong Development Bank card swiping bonus and do not know how to use it. Let’s take a look at the relevant content of the Pudong Development Card swiping bonus.

1. How to use Shanghai Pudong Development Bank credit card?

Pudong Card Credit is actually a kind of activity reward. It has the same nature as various discount coupons. It cannot be used directly, but it can be used to deduct the transaction amount.

After the cardholder participates in the activity and reaches the standard, the card swipe fee will be returned to the credit card account, which is equivalent to an overpayment. If the credit card has a debt, the card swipe fee can be used to offset the amount of the debt. If there is no outstanding amount, then the cardholder's credit card transaction will first deduct the credit card amount, and then deduct the money from the credit card limit.

It should be noted that the credit card fees returned for different activities, the period of use, and the usage channels are different. However, generally after receiving the card credit, the bank will send relevant text message notifications to inform you of the validity period of the card credit, where it can be used, and the rules for use.

2. How to check the card payment amount of Shanghai Pudong Development Bank?

If you don’t know how much credit you will get, or the validity period and some usage rules of the credit, you can also check it.

The inquiry method is very simple. Cardholders can log in to the online account service of the Pudong Development Credit Card Center website or the Pudong Xiben APP to inquire online.

The above is the relevant introduction to "How to use Shanghai Pudong Development Bank card swiping funds".

Pudong Development Bank's credit card can be used to offset the amount of card transactions or the amount owed on the credit card. If you have any questions about the card credit, you can call the bank's customer service number to inquire.

How to use Pudong Development Bank card swiping gold

Pudong Development Bank card swiping gold is actually a kind of activity reward. It has the same nature as various deduction coupons. It cannot be used directly, but it can be used for deductions. Transaction amount.

After the cardholder participates in the activity and reaches the standard, the card swipe fee will be returned to the credit card account, which is equivalent to an overpayment. If the credit card has a debt, the card swipe fee can be used to offset the amount of the debt. If there is no outstanding amount, then the cardholder's credit card transaction will first deduct the credit card amount, and then deduct the money from the credit card limit.

It should be noted that the credit card fees returned for different activities, the period of use, and the usage channels are different. However, generally after receiving the card credit, the bank will send relevant text message notifications to inform you of the validity period of the card credit, where it can be used, and the rules for use.

Card swiping bonus is a kind of bonus right given by Shanghai Pudong Development Bank Credit Card Center to eligible Shanghai Pudong Development Credit Card holders (counted into the main cardholder’s account), which can be deducted within the specified validity period. The transaction principal of new related transactions using Pudong Development Credit Card (including the main card or its supplementary card).

In short, the Shanghai Pudong Development Bank credit card credit is a kind of voucher given during the event, which can be directly used for repayment and offset the corresponding amount of the bill.

The card swipe bonus may be obtained through activities. The card swipe bonus you obtain may be a voucher with a designated use range. The usage rules of the card swipe bonus given by different activities may be different. The specific usage rules of the card swipe bonus are required. Consult the bank.

If you find that you cannot use credit card swiping funds, you can refer to the following Shanghai Pudong Development Bank credit card swiping funds precautions to see if you have consumed items that do not support card swiping funds.

If the cardholder has multiple credit card charges under the same Pudong Development Bank credit card, the multiple card credit credits can be used cumulatively to deduct the transaction principal of the same transaction, and priority will be given to those with a shorter validity period. of credit cards.

Card swiping funds cannot be cashed or transferred, and do not affect the credit limit, available limit, account balance, etc. of the card, and are only used to offset the transaction principal (only used for consumption deductions, excluding cash withdrawals and installments) transactions) and shall not be used to deduct bank fees (including but not limited to interest, handling fees, late fees, etc.) and due repayments.

Card swipe bonus is a bonus right given by the Bank of Communications Pacific Credit Card Center to eligible Bank of Communications Pacific Credit Card holders; cardholders who use the card swipe bonus in accordance with these terms and conditions can use the card swipe bonus at designated valid Within the scope of the period, available scope, quota and other special rules, the transaction principal of the relevant transactions using the Bank of Communications credit card can be deducted.

1. Cardholders who participate in designated activities of the Center or meet the designated conditions of the Center and receive card credit can only handle card credit business and use card credit; specific conditions for receiving card credit , subject to the terms and conditions of relevant market activities or the relevant regulations of the Center.

2. If a cardholder has any of the following circumstances, the Center reserves the right to cancel the credit card credit he or she has received or refuse to use the credit card credit:

(1 ) holds a Bank of Communications credit card that has been deactivated or controlled, the card has not been activated or has been canceled, the card has expired and has not been renewed, or the account status is abnormal;

(2) The validity period of the card holder’s credit card payment Apply to cancel the card within;

(3) The cardholder violates the applicable credit card terms and conditions or the use contract, these terms and conditions, and other relevant regulations of the Center;

(4) ) The Center has independently judged that the cardholder has defrauded or maliciously used the credit card through non-genuine transactions or other methods.

How to use Pufa credit card?

1. Card swiping bonus is a kind of bonus right given by Shanghai Pudong Development Bank Credit Card Center to eligible Shanghai Pudong Development Credit Card holders (counted into the account of the main cardholder), which can be used within the specified validity period. The transaction principal of new related transactions incurred by using Shanghai Pudong Development Credit Card (including the main card or its supplementary card) will be deducted.

If a cardholder has multiple credit card charges under the same Pudong Development Bank credit card, the multiple card credit credits can be used cumulatively to deduct the transaction principal of the same transaction, and the credit card credits with a shorter validity period will be used first.

2. The card credit may be obtained from activities. The card credit you obtain may be a voucher with a designated usage range. The usage rules for the card credit given by different activities may be different. Card swiping funds cannot be cashed or transferred, and do not affect the card's credit limit, available limit, account balance, etc., and are only used to offset the transaction principal (only for consumption deductions, excluding cash withdrawals and installment transactions), and may not be used to offset the transaction principal. Deduct bank fees (including but not limited to interest, handling fees, late fees, etc.) and the due repayment amount.