Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. A quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve fund according to the regulations. When the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit.
Savings cards cannot be overdrawn, but if the credit is good or meets the conditions, the bank will ask for advice on whether to apply for a credit card. Credit cards can be overdrawn, but debit cards can't. Only as many as books.
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Expressway toll card
The expressway toll card "Yuetong Card", which is mainly used on expressways, has a circulation of more than 300,000 in Guangdong Province, and its service function has gradually expanded from expressway toll to urban public transport, residential parking, inter-city railway in the Pearl River Delta, automobile refueling, finance and other fields.
Tourist attraction card
A substantial breakthrough has been made in information charging of tourist attractions in Guangdong Province. By the end of 20 10, visitors can use the "Guangdong Pass Card" to visit the main tourist attractions in the province.
Baidu Encyclopedia-Yuetong Card