Current location - Trademark Inquiry Complete Network - Overdue credit card - What does it mean for the central bank to stipulate that bank cards should be used for six months in February 1 day?
What does it mean for the central bank to stipulate that bank cards should be used for six months in February 1 day?
June 20 16, 12, 1 new regulations of the central bank: according to the regulations, banks should suspend counter business for accounts with no transaction records within 6 months from the date of opening an account, and payment institutions should suspend all business until units and individuals re-verify their identities with banks and payment institutions. Normal bank deposit and withdrawal business is not affected, and it does not belong to the category of no transaction.

Zombies who have not traded for six months will suspend their off-site business. New regulations: the bank will suspend its counter business for units/individuals whose accounts have no transaction records within six months from the date of opening an account. If you need to recover, please bring relevant certificates/identity documents to the counter for identity verification.

According to the public security organs, some accounts will not be activated immediately after criminals buy a large number of accounts and open fake accounts. Under normal circumstances, individuals will be activated immediately after opening an account, and long-term non-use of the account should be highly concerned as an abnormal situation.

This regulation of the central bank is to prevent personal identity from being used by crime. Many people around us are like this. They have a lot of bank cards in hand, and they often use only one or two, so there are many "zombie cards". Although most banks will also clean up sleep card, which has no balance and has not been used for a long time, the new regulations of the central bank this time give stricter regulations. If you need to use a bank card that has not been used for a long time again, just go to the bank to confirm your identity.