Do I have to sign the back of the credit card? Here's the correct answer

In the important prompt column of many bank credit card issuance forms, the words "This card is for personal use only, please sign at the signature column on the back of the card" will be marked. However, many card friends often only remember that it is only for their own use, but directly ignore the credit card endorsement. In fact, the signature on the back of the credit card is very important, so everyone must remember to sign it. If you don't know why you want to sign, let's find out with you.

do I have to sign on the back of the credit card?

As mentioned above, it is necessary. Here is to introduce the importance of credit card endorsement.

1. Not signing your name will affect consumption abroad

Many people often use credit cards when traveling abroad, but if your credit card has no signature on the back, you may be refused to spend.

You know, consumption abroad is different from China. We can trade by password in China, but it doesn't work outside China. Domestic consumption is traded by signature, and merchants must check the signature according to your endorsement. And if the credit card signature and the counter-signature don't match, the merchant has the right to cancel the purchase and refuse to sell the goods, otherwise you may be investigated for trouble.

2. The card swallowed by ATM can be retrieved with the back signature

When the cardholder withdraws money from the ATM of the bank, if there is something wrong with the machine and the card is swallowed, the bank staff can also check the signature on the back of the bank card with the signature on the register if the identity of the victim cannot be verified, so as to handle the business of card return. However, not all banks will do, and this mainly depends on banks.

In addition, the credit card endorsement can also avoid the risk of overseas swiping. In consumption abroad shopping malls, salespeople always check whether the signature is consistent with the endorsement. If the salesperson fails to check the signature carefully, the risk of swiping the credit card will be borne by the merchant, while if the credit card is not endorsed, the risk of swiping the credit card will be borne by the cardholder.

It can be seen that the security of the signature on the back of the credit card is as important as the security of the transaction password. Friends who haven't signed the back of the credit card should sign it quickly!

Do you have to sign the signature on the back of the credit card?

You have to sign the back of the credit card. This signature is as important as the password.

for consumers, although credit cards have passwords, with the increase in the number of credit cards used, the risk of password leakage also increases. After the credit card and password are lost, checking the signature behind the credit card becomes the last barrier to protect the cardholder's credit card security.

if the cashier finds that the signature does not match the signature on the credit card, he has the right to cancel the consumption and refuse to sell the goods, thus avoiding the loss of the owner to a certain extent.

Bankers remind cardholders that when handling credit cards, they should sign a more personalized name, and it is best to sign a signature that is difficult to imitate. At the same time, consumers should not set their passwords to easy-to-test numbers such as birthdays.

in addition, it is necessary to develop the habit of keeping transaction documents to facilitate reconciliation, and provide bank investigation when problems arise. It is best to remember the phone number of the bank, and report the loss by phone immediately if you find the card is lost or stolen.

what does it mean to sign on the back when swiping a credit card?

The signature on the back of a credit card is as important as the password, which guarantees the safety of consumption.

the bank staff said that the signature on the back of the credit card is the guarantee of consumer safety, and it is as important as the password. Unlike in China, credit card spending abroad does not require verification of passwords, and it depends entirely on signatures. Therefore, if the cardholder does not sign back, it will affect his normal consumption abroad.

with the signature on the back of the credit card, the card swallowed by ATM can be retrieved.

when the cardholder withdraws money from the ATM of the bank, if there is something wrong with the machine and the card is swallowed, the bank staff can also check the signature on the back of the bank card with the signature on the register if they can't verify the identity of the victim, so as to handle the business of card withdrawal.

if the signatures on the back of the credit card don't match, the mall can refuse to sell the goods.

when spending money by credit card, the cashier has the right to cancel the consumption and refuse to sell the goods if he finds that the signature does not match the signature on the credit card during checking the signature. Don't think this is a fable, because the risk of credit card theft caused by settlement without signature will be borne by the merchant, and the responsibility for credit card theft without signature lies with the cardholder.

Therefore, the signature on the back of a credit card is very important, but many people tend to ignore its importance. Regarding the signature on the back, you need to pay attention to the following two points:

For the signature on the back of a credit card, it is best to keep the font consistent with the usual signature, and try to avoid too neat font, otherwise it will be easily imitated.

the credit card signature cannot be altered, otherwise the signature is invalid. If you accidentally sign the wrong card, you can apply to the bank for a new card. In addition, it is best to use a ballpoint pen when signing. When the pen and ink are dry, put the card back in your wallet to prevent the signature from being blurred.

are there signature strips on all credit cards? Do credit cards have to be signed?

1. There must be a signature on the back of the credit card. This signature is as important as the password.

2. For consumers, although all credit cards have passwords, the risk of password disclosure increases with the increase of credit card usage. After the credit card and password are lost, checking the signature on the back of the credit card becomes the last barrier to protect the security of the main credit card.

3. If the cashier finds that the signature does not match the signature on the credit card in the process of checking the signature, he has the right to cancel the consumption and refuse to sell the goods, which can avoid losses to the owner to some extent.

4. Bankers remind cardholders that when handling credit cards, they should sign a more personalized name, preferably a signature that is difficult to imitate. At the same time, consumers should never set their passwords to numbers that are easy to try out, such as birthdays.

5. In addition, we should get into the habit of keeping transaction documents to facilitate reconciliation and provide them to the bank for investigation when problems occur. It is best to memorize the phone number of the bank, and report the loss of the card by phone immediately if you find it lost or stolen.

I've been wondering why the bank requires signature on the signature strip on the back of the credit card.

Actually, this is not mandatory. However, banks generally require or suggest customers to sign their names for two reasons. First, when making large purchases, they can check their identity documents to prevent others from illegally spending. Second, the word "signature" can also protect the safety of your funds. When signing after consumption, the staff can compare it with the signature on your card to distinguish between right and wrong.

There are two ways for credit card consumption:

consumption with

signature

and

password signature

. When customers only use

signature

.