1. You can choose to use Alipay or WeChat for repayment: users can directly bind the credit card of rural credit cooperatives under their personal names on Alipay or WeChat, and complete the repayment through Alipay or WeChat credit card function after the bill comes out, but this method requires a certain handling fee.

2. Repayment of business outlets: You can directly deposit the interest to be repaid into the repayment card agreed with the credit union in the bank to complete the repayment.

3. Automatic repayment: apply for a debit card and set up automatic transfer. As long as there is enough balance in the card, the system can help users automatically deduct money on the repayment date.

1. RuralCreditCooperatives (rural credit cooperatives in English, rural credit cooperatives in Chinese for short) refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.

2. Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with the provisions of national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and restrict and crack down.

3. Rural credit cooperatives are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zhengtong Rural Credit Cooperatives Training School, and Credit Department of Rural Credit Cooperatives. Under the dual leadership of CBRC and the State Council. Rural credit cooperatives are banking financial institutions. The so-called banking financial institutions are also called deposit institutions and deposit currency banks. Their common feature is that deposits are the main liabilities, loans are the main assets, and transfer settlement is the main intermediary business, which directly participates in the creation process of deposit currency. Rural credit cooperatives are also credit cooperative institutions. The so-called credit cooperative institutions are cooperative financial institutions whose main purpose is mutual assistance, referred to as "credit cooperatives", which carry out deposit and loan business among members for the purpose of mutual assistance and self-help. The establishment of credit cooperatives is directly related to the development of natural economy and small commodity economy. Due to the seasonal, decentralized and small-scale characteristics of agricultural producers and small commodity producers, it is difficult for small producers and farmers to get the support of bank loans, but objectively, the development of production and circulation must solve the difficulty of insufficient funds, so this kind of mutual aid self-help credit organization established by means of capital contribution and deposit has emerged.

How to pay back the credit card of the credit union?

You can directly use the credit union bank card to repay the credit card. You can also use other bank cards and use inter-bank transfer to pay back the credit card.

How do rural credit cooperatives apply for 1 year repayment?

Credit cards of rural credit cooperatives provide the following repayment methods: 1, and repayment over the counter. The cardholder himself carries the original valid ID card, credit card and cash to the counter of any branch of rural credit cooperatives for cash repayment.

You apply for a loan in a rural credit cooperative, and the loan period is one year. If it is not due, you can repay it in advance. As long as you apply for prepayment, you can repay the remaining principal in one lump sum after approval.

How to repay the credit card of rural credit cooperatives?

65438+

2. Inter-bank transfer repayment from other banks, including but not limited to online banking, mobile banking and ATM transfer from other banks. Be sure to pay attention to the time of account payment. Generally, it takes a relatively fast time to receive inter-bank transfers, and most banks can repay them for free.

3. Open the automatic debit service and bind a debit card to the rural credit card. When due, the debit card will be automatically deducted for repayment, but only once a month on the last repayment date. It is necessary to ensure that there is enough repayment amount in the debit card before the deduction date, otherwise the deduction fails and manual repayment is required.

4. Third-party repayment channels, such as UnionPay China UnionPay Express APP, WeChat, Alipay, etc. Third-party repayment channels are different, and the handling fees involved are also different. If you want to repay for free, UnionPay China UnionPay Express APP is a good choice, with fast arrival speed and a chance to grab the repayment red envelope. Finally, I would like to remind you that the above methods are the most common repayment methods for rural credit cards, but which one is suitable depends on the regulations of the issuing bank. If you don't know which method to use, or what problems you encounter in repayment, it is recommended to call the ABC credit card service hotline directly to consult customer service.

: (Operating system: Alipay Apple 12, ios 14, Alipay version 10.2.3)

The repayment of loans by rural credit cooperatives is directly credited to the bound repayment account. When applying for a loan from a rural credit cooperative, there will be a repayment savings card. When repaying, you only need to return the repayment amount of the current month to the repayment savings card, and the repayment savings card will automatically deduct the repayment.

1. Long press to open Alipay APP on your mobile phone.

2. After logging in to the software, find and open the "Credit Card Repayment" function on the homepage of the software, and click Enter.

3. Then click "Add Repayment Type" at the top of the page.

4. In the pop-up menu below, select Add Credit Card Return.

5. Then enter the credit card information of rural credit cooperatives in the page and click "Confirm" below.

6. After the credit card of the rural credit cooperative is successfully added, you can click Enter Repayment, enter "Repayment Amount", and click "Confirm Repayment" to enter the payment process, so that the credit card of the rural credit cooperative can be repaid.

What are the repayment methods of rural credit cooperatives? The repayment of rural credit cooperatives is easy to understand.

Many friends have been exposed to the loans of rural credit cooperatives, but the loans of rural credit cooperatives are relatively small, and many people don't know how to repay the loans of rural credit cooperatives. So what are the repayment methods of rural credit cooperatives? Let me talk to you today.

First, the repayment methods of rural credit cooperatives loans are:

1. Interest shall be settled annually, and the principal and interest shall be repaid in one lump sum at maturity.

2. Interest shall be settled quarterly and the principal shall be repaid in installments.

3. Pay interest quarterly, and repay the principal and interest once due.

Two, rural credit cooperatives credit card repayment methods are:

1. Automatic repayment: automatic repayment is also called agreed repayment. Credit cards of provincial rural credit cooperatives and rural commercial banks support automatic repayment associated with debit or quasi-credit card accounts of provincial rural credit cooperatives and rural commercial banks, and credit card accounts are deducted from the debit or quasi-credit card accounts regularly every month. There is no handling fee for repayment in this way, which can be handled through the provincial rural credit cooperatives, rural commercial bank online banking, outlet counters and credit card customer service hotline.

2. Online repayment: Credit card holders can make repayment through online banking of provincial rural credit cooperatives, rural commercial banks or online banking of other banks. There is no handling fee for repayment through our online banking. If repayment is made through online banking of other banks, the handling fee should be negotiated with other banks.

3. Mobile phone repayment: the cardholder can repay through the provincial rural credit cooperatives, rural commercial banks' mobile phone clients, provincial rural credit cooperatives, rural commercial banks' outlets, provincial rural credit cooperatives, rural commercial banks' self-service machines, other banks' counter transfers/remittances and other bank self-service machines.

Three, rural credit cooperatives student loan repayment:

1. The loan interest of students during the school period shall be calculated according to the benchmark loan interest rate applicable to the agreed loan term, and the loan interest owed during the school period shall not be compounded.

2. Repaying the principal and interest of the loan after graduation: if the loan term is within 1 year (inclusive), the principal and interest can be repaid in one lump sum; If the loan term exceeds 65,438+0 years, the average capital repayment method or the equal principal and interest repayment method can be adopted, and it can also be repaid in monthly or quarterly installments or in one lump sum at maturity; If it is necessary to change the repayment method, the borrower should apply to the agency before the students leave school, go through the repayment confirmation procedures, formulate the repayment plan, and sign the Supplementary Agreement on Repayment of Student Loans. Interest on loans owed after graduation should be accrued and compounded.

3. The lender allows eligible borrowers to repay the loan in advance. The specific way to repay the loan in advance is determined by the borrower and the borrower through consultation, and the interest is calculated according to the actual term of the loan, and no other fees are charged except the interest payable.

4. Lenders can also stipulate a two-year loan grace period in the contract depending on the employment situation of students after graduation. During the grace period, only the interest is paid, not the principal. After two years, repay and pay off the loan principal within the contract period.

The above is the introduction of loan repayment methods of rural credit cooperatives, hoping to help everyone.

So much for the introduction of credit card repayment in credit cooperatives.