01. Bank of China

For medical staff and government workers participating in epidemic prevention and control, as well as confirmed patients, suspected persons and their spouses, all medical staff at Bank of China and Bank of China Fullerton during the epidemic period If the personal loans and credit card overdrafts of rural banks and Bank of China Consumer Finance Co., Ltd. are overdue, a grace period will be given to the repayment period and will not be counted as a default and will not be included in the overdue personal credit record.

Relevant interest and late payment fees can be waived, and you can apply for credit repair. Overdue personal loans for those participating in epidemic prevention and control will not be regarded as violations. The grace period for personal loan repayment in Hubei is extended to 11 days. For people in Hubei who have temporarily lost their source of income due to the epidemic, they can be granted 3-6 months according to the actual situation. Delayed principal repayment arrangements.

02. Industrial and Commercial Bank of China

All medical staff and staff participating in epidemic prevention and control, as well as confirmed patients and suspected persons and their spouses, personal loans and credit card overdrafts from ICBC during the epidemic period If the repayment is overdue due to inconvenience, it will not be counted as a breach of contract and will not be included in the list of defaulting customers.

03. Agricultural Bank of China

For customers who have temporarily lost their source of income due to the epidemic, flexibly adjust the repayment arrangements for personal credit such as housing mortgages, credit cards, and farmer loans, and reasonably postpone repayments. time.

On the premise of complying with laws, regulations and regulatory provisions, for staff participating in epidemic prevention and control, personal loans and credit card overdrafts that are overdue during the epidemic will not be regarded as breach of contract for the time being, and they will not be classified as defaulting customers. list, without penalty and interest.

Other personal loans, credit card overdrafts, and farmer loans that are overdue due to the impact of the epidemic and non-personal subjective reasons will not be regarded as breach of contract, will not be included in the list of defaulting customers, and will not be charged penalty interest.

04. China Construction Bank

Medical staff and government workers participating in epidemic prevention and control will not be deemed to have breached the contract if their personal loans or credit card overdrafts with China Construction Bank are overdue during the epidemic. , do not enter the list of defaulting customers. For enterprises whose normal operations are affected by the epidemic and encounter temporary difficulties, we will provide full support through credit restructuring and reduction or exemption of overdue interest based on actual conditions.

The interest rate for operating loans to small and micro enterprises and individual industrial and commercial households in Hubei Province will be reduced by 0.5 percentage points on the current basis.

05. Bank of Communications

Optimize personal credit services for those participating in epidemic prevention and control. For staff participating in epidemic prevention and control, if personal loans and credit card overdrafts with Bank of Communications are overdue during the epidemic, they will not be regarded as breach of contract and will not be included in the list of defaulting customers.

06. China Merchants Bank

For other customers who have credit needs during the epidemic, China Merchants Bank will optimize the credit granting and withdrawal processes.

It is necessary to register a personal account, and it will be reviewed based on the personal account deposits, turnover, etc. Only if the review is passed can the loan be deferred.

ps: Currently, China Merchants’ processing of mortgage extensions is mainly for Wuhan and its surrounding cities. If buyers need to apply for extensions, they can call the service hotline or contact the account manager to register. The bank will proceed based on the customer’s situation. Judge and see whether an extension is allowed.

07. China Everbright Bank

Specially provides mortgage-free, guarantee-free personal credit loans with a maximum limit of 300,000 yuan for medical staff and their immediate family members who are fighting on the front lines of Wuhan's fight against the epidemic. , all enjoy preferential loan interest rates.

The overdue personal loans and credit card overdrafts of these medical staff during the epidemic prevention period will not be regarded as breach of contract, will not be included in the list of defaulting customers, and will not affect their personal credit reports, and their credit cards will be free of annual fees for life. "Sunshine Culture" relieves worries and provides warmth to "angels in white".

08. China CITIC Bank

A certain repayment grace will be granted to personal loan customers who have lost their source of income in the short term due to the epidemic. Medical staff involved in epidemic prevention and control, and those who are quarantined due to illness will be given a certain repayment grace. Overdue loans of personnel will not be included in the overdue credit report, and no overdue penalty interest will be charged.

For loans in industries such as wholesale and retail, accommodation and catering, logistics and transportation, cultural tourism, car sales, and commercial properties that have been greatly affected by the epidemic, we will proactively provide a grace period for repayment to qualified customers.

09. Ping An Bank

Provides caring policies to medical staff fighting on the front line of medical treatment across the country, customers infected with new coronavirus pneumonia, and customers in Hubei who have delayed repayment due to epidemic control.

If such customers are affected by this repayment, they can provide feedback through the online customer service of Ping An Pocket Bank App, the service hotline 95511 to 2/3, or to the local branch. Ping An Bank will appropriately extend the repayment according to the customer's situation. loan, reduce interest charges, provide credit protection, etc.

10. Shanghai Pudong Development Bank

For personal loan customers who have been verified to have temporarily lost their source of income due to the impact of the epidemic, reasonable measures such as "adjusting repayment plans and strengthening loan renewal support" will be used to alleviate customer problems Repayment pressure; do not refuse to accept customer loan applications due to the epidemic;

For customers’ objection applications due to overdue loans that affect personal credit due to the epidemic, the guiding requirements of the Credit Information Center of the People’s Bank of China will be followed Deal with it accordingly; moderately reduce the interest rates of some personal loan products.

Medical workers and government workers participating in epidemic prevention and control have inconvenience in repayment, as well as credit card customers who have temporarily lost their source of income due to the impact of the epidemic, the repayment deadline shall be reasonably postponed.