Teach you four tips to prevent "loan, credit card" text message harassment!

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After applying for a loan, many netizens will receive various advertisements for applying for credit cards, loans, IOUs, etc. from time to time, whether it is overdue or not successful. Short message. Then the question arises, is there no way to cancel the information I applied for a loan, and am I destined to be harassed without restriction?

Of course not, I have summarized the four most effective solutions for you:

1. Cancel directly online

Open the APP you used to apply for a loan before. Then find the "My" option, view "Personal Information", and first check if there is the word "Logout" in this information option. If so, just log out online! This is the simplest solution, but many loan platform apps do not set this option because their capabilities and functions do not require it. Only a few serious loan platforms have this function.

2. Contact the customer service of the loan platform

If there is a problem with the customer service, if there is no independent cancellation function in the APP, then we can take the initiative to contact the customer service of the loan platform and ask it to freeze Our loan account. After freezing the account, not only can you not use it again, but you also don’t have to worry about the account information being stolen. Many loan platforms can perform this operation in the backend. Of course, the premise is that we don’t owe the loan platform money, otherwise they will definitely not agree to do this.

3. Mobile phone settings

Use Do Not Disturb or Block settings to block all strange calls and text messages outside of your address book, and report harassing text messages easily. There is also a blacklist setting. If you are repeatedly harassed by a number (commonly known as "calling you to death"), this number will be added to the blacklist to prevent his calls and text messages.

4. Modify information

If the above two methods are useless, or you are suffering from violent collection behavior by the loan platform, you can change the personal information bound to the loan platform. Unbind the bank card, and then modify all personal information such as mobile phone number. It should be emphasized here that the operator password of your mobile phone number when applying for a loan must be changed, so that the other party cannot see your subsequent address book, and you can also try to reduce the harassment and impact on you as much as possible.

In addition, many netizens were harassed because their friends in the address book had overdue loans. It is difficult to avoid this situation by logging out or changing operators, but when you receive a call, you must insist that you do not know the other party. This way there will be fewer harassing text messages.