the arrears generated by mobile phones have nothing to do with handling credit cards, and the following materials are required for handling credit cards.

the following conditions are required to apply for a credit card:

(1) documents that must be provided

1. identification documents

domestic residents: a copy of the applicant's identity certificate or military officer's card.

Overseas residents: (A and B must be provided at the same time) A. Hong Kong and Macao residents should provide copies of their certificates of returning home, Taiwan Province residents should provide copies of their passports, and other foreigners should provide copies of their passports. B. Copy of domestic residence certificate or temporary residence certificate

2. Work certificate and receipt certificate

A. Work certificate: copy of work permit or work identification certificate or original work certificate stamped with the official seal of the unit.

B, proof of income: the salary record (copy of the statement of the salary card) issued by the bank in the last three months or the copy of the personal income tax withholding certificate or the original income certificate issued by the company.

(2) Other supporting documents (please provide them as much as possible, which will help to increase the credit limit)

Education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, copy of bank time deposit certificate, any original documents of telephone, water, electricity and gas charges in the last three months of your current residence, and other bank credit card supporting documents (original statements of the last three periods).

credit card processing flow:

1. Fill in the application form;

2. Information for the bank itself, and a copy;

3. The bank sends it to the credit card center;

4. The credit card center conducts auditing, card making and issuing;

5. After getting the card, open the card and wait for the password letter.