Fumin one-card has the characteristics of one-time approval, on-demand loan, balance control and recycling. During the credit line and credit period, cardholders can obtain loans and repay loans at any time at the networked outlets of rural credit cooperatives.

Micro-credit is the main loan for rural credit cooperatives to serve agriculture, countryside and farmers, with the characteristics of spring harvest and small amount. It is of great significance to improve the level of financial services and ease the loan difficulties of rural credit cooperatives and farmers.