The free credit card repayment limit refers to the credit card repayment limit that does not charge relevant handling fees. If the free repayment limit is exceeded, corresponding handling fees may be charged. Third-party payment platforms such as Alipay and WeChat usually provide free credit card repayment limits. Under normal circumstances, Alipay provides a free credit card repayment limit of 2,000 yuan, and JD Finance provides a free credit card repayment limit of 10,000 yuan.

How to repay the free quota?

No repayment is required when the free quota is used. The free quota refers to the basic free quota enjoyed by third-party payment platform users (including cash withdrawals and transfers to bank cards) and the client's exclusive quota. If it exceeds this amount, you should deduct the service fee according to a certain percentage. The service fee is less than a dime, so there is no need to pay it back. There is no free limit for accounts without real names, and the amount transferred to the credit card is also deducted at 1%, with a minimum of 0.1 yuan. If the free quota is used up, real-name authenticated users can redeem the free quota in the relevant options of the third-party payment software.