1. Use the wealth management channel in Licaitong to buy funds for wealth management with small change, so that funds will not be idle, and there will be income. Of course, you can only change the money you exchanged at that time.

2. Spend the money in the change through WeChat payment. For example, you usually pay the phone bill and use WeChat to pay for eating out, bypassing the way of withdrawing cash.

3. If you are doing business or owe money to friends, you can settle with the other party through the transfer function in WeChat, or through the WeChat red envelope.

Of course, you can also transfer the money in the change to the credit card through credit card repayment, and then take out the cash through the credit card. Of course, you can only withdraw cash if you pay more. Attached are free cash withdrawal methods of major banks:

Industrial and Commercial Bank of China: The overpaid part can be withdrawn to the local debit card free of charge through online banking or local ATM.

Bank of China: You can withdraw the overpayment to the local debit card for free through online banking or local ATM.

China Construction Bank: Overpayment can be withdrawn free of charge at the local ATM.

Of course, other financial management software can also be used to achieve this goal.