When CITIC Bank’s regular credit card is upgraded to a gold card, the annual fee is waived in the first year.
Annual fee policy: CITIC Bank Gold Dual Currency Card main card, RMB 300
CITIC Bank credit card can be exempted if you swipe the card or withdraw cash once within 30 days of card approval. The annual fee for the first year will be waived if you swipe the card or withdraw cash a total of 5 times within a year.
No fees will be charged if the credit card is not activated